It's a risk just like stock. I regard it as an investment.

It's a risk just like stock. I regard it as an investment.
Stocks aren't either.
Guaranteed 4% interest or invest in a stock that could go down.
Pick your poison.
Stocks aren't either.
Guaranteed 4% interest or invest in a stock that could go down.
Pick your poison.
Yearn.finance has pools with higher returns.
It's doing okay but it depends on your risk appetite.