Anyone Use/Used Paypal Credit?

[Ronald McDonald]

How does this work exactly? You get an allotted amount of money/credit youre allowed to use on ebay but do you have to pay the entire balance off in full? Or do you only have to pay off the purchases you make?

Any good/bad experiences?

 

[Dat Migo]

It's great to me. Any purchase over $99 and you get 6 months interest free. I think my credit line is around 3k.

 

[Ronald McDonald]

It's great to me. Any purchase over $99 and you get 6 months interest free. I think my credit line is around 3k.

Do you have to pay the full 3k off over time? Or do you only have to pay off what you buy?

 

[Liquid]

Do you have to pay the full 3k off over time? Or do you only have to pay off what you buy?

Breh I'm dying because of this post.

WHAT?

 

[Ronald McDonald]

Breh I'm dying because of this post.

WHAT?

idk man im high lol its the loud talking

im assuming its just like an online credit card so in that case disregard that post

 

[DaSk8D00D]

I use it and I like it. They also don't report to credit bureaus so your balance won't affect your score for better or worse. I'm sure they'd still get collections on your ass if you're delinquent but at least it won't show up on your credit report

 

[Dat Migo]

Do you have to pay the full 3k off over time? Or do you only have to pay off what you buy?

Just what you buy.

I use it and I like it. They also don't report to credit bureaus so your balance won't affect your score for better or worse. I'm sure they'd still get collections on your ass if you're delinquent but at least it won't show up on your credit report

I wish they did report, could use the boast in my credit score.

 

[Dat Migo]

Do you have to pay the full 3k off over time? Or do you only have to pay off what you buy?

Just what you buy.

I use it and I like it. They also don't report to credit bureaus so your balance won't affect your score for better or worse. I'm sure they'd still get collections on your ass if you're delinquent but at least it won't show up on your credit report

I wish they did report, could use the boast in my credit score.

 

[kingdizzy01]

breh get a real credit card, that paypal credit has some crazy ass interest rates. even with that 6 month no interest shyt, if u miss a paymebt they addin 20% (maybe more) on top of your balance.

you can get a credit card and get rewards points to use towards whatever. them rewards paid for my vegas trip.

 

[threattonature]

I like it because of the convenience. I don't think I've paid a dime in regards to interest charges or any penalties.

 

[VladTheImpaler]

idk man im high lol its the loud talking

im assuming its just like an online credit card so in that case disregard that post