At 26-28 years old were you doing good financially? Was your life in order?

[Ezekiel 25:17]

I'm 31 and I'm still behind. I got an Associates degree but still don't make anywhere near enough. A lot of these jobs are asking for Bachelor Degrees.

So now im planning to go back to school asap

 

[Doctor Wily]

In 2007 I was 26 single & a 700+ credit score making $15.30 ($20 in 2021) an hour in lumberyard union job in Suffolk County NY.

Problem was I turned down NYPD , 911 operator , Court Officer (nassau county) & a radio gig in Colorado to stay cause I was comfortable in this job I never even got another raise from.. 5 years later I was unemployed at 32.


So to answer your question No & No especially compared to NOW.

 

[spencerforhire]

I got my very first condo at 28.

 

[YoungSimpson]

I was in the same position bruh. I was working as an Injury Claims Adjuster for a major insurance company but I had an IT degree. At 30 I got a shot at an entry level IT Audit position and it was up from there. I got a 25K salary bump and started playing the game monkey barring these jobs and getting money. Stay down and keep applying, keep your resume tight and up to date. Take chances.

 

[BeeCityRoller]

At 26 I got my first stable 9-5 and moved back out of my parents house. Which is apparently worthless now because Millennials/Gen-Z moved the goalpost over the past year, I ain't get the memoStarted working out 4-5 times a week and eating the best I ever did up until Coronavirus

Age 28 expenses were building up and got a 2nd job to pay off my car. Paid it off in 5 months and was likeLets keep it going. Had enough money to save but also buy things I wanted within reason, and real freedom for the 1st time in my life.

Age 30 got promoted right before Coronavirus and shifted to Work-From-Home. The past 20 months have been crazy but the most comfortable for me. Bought a house before the summer started and in the middle of getting everything in here upgraded the way I want.

Moral of the story is comparing yourself to others is going to set you up with that L, especially in this Social Media Age. I had hangups about wasting my early 20's in CC/Uni and only coming out with an Associates but that's in the past, and I'm probably better off than half of the people who Graduated and I'll definitely end up better off than most of these Fly-By-Night Flexers on Social Media.

 

[Deep_Black_Conscious]

At 26 I got my first stable 9-5 and moved back out of my parents house. Which is apparently worthless now because Millennials/Gen-Z moved the goalpost over the past year, I ain't get the memoStarted working out 4-5 times a week and eating the best I ever did up until Coronavirus

Age 28 expenses were building up and got a 2nd job to pay off my car. Paid it off in 5 months and was likeLets keep it going. Had enough money to save but also buy things I wanted within reason, and real freedom for the 1st time in my life.

Age 30 got promoted right before Coronavirus and shifted to Work-From-Home. The past 18 months have been crazy but the most comfortable for me. Bought a house before the summer started and in the middle of getting everything in here upgraded the way I want.

Moral of the story is comparing yourself to others is going to set you up with that L, especially is this Social Media Age. I had hangups about wasting my early 20's in CC/Uni and only coming out with an Associates but that's in the past, and I'm probably better off than half of the people who Graduated and I'll definitely end up better off than most of these Fly-By-Night Flexers on Social Media.

Facts
Only leads to paralyzing jealousy, regret, and depression
Not worth it

 

[AAKing23]

My life turned around at 26. Got a help desk job and been ballin ever since. Stay down til you come up.

Same here, 26 is when it started to click

 

[Savvir]

started my business at 28...

was broke but had an office next to rodeo drive building my reputation

 

[The Intergalactic Koala]

Lets just say semi:

• At 26, I was unemployed and doing some stay at home dad shyt.
• 27, I worked as a Computer Teacher and that shyt was a drag because I wasn't making enough. Even my own supervisor let it be known that they won't pay me extra for what I was doing for the place.
• 28, I ended up going back to school for my Bachelors which sadly ended when I did not have enough to finish my degree

Yeah my later 20s were a motherfukker, but nothing compares to the shytshow I'm enduring at the age of 36. Yet, I'm a survivor, warrior, and Passport gang set thrower

 

[Sukairain]

I'm turning 28 in January. I think I'm doing OK. I have a nice chunk in savings. I own my car outright, which I bought for $9,500 two years ago with no loan and I could sell for $12,000 right now. And I have no debts at all apart from $31,000 in student loans owed to the federal government at 0.3% annual interest, with no obligation to repay until my annual income goes over $50,000. Which won't be for a couple of years yet whilst I'm still at university.

But I have good financial habits. I saved 28 cents out of every dollar I earned last year, 31 cents to the dollar this year. I know that my financial discipline is better than 99% of my peers. Ain't nobody saving a third of their income, believe that.

I feel you when you said you feel left behind compared to some of your peers. I know people I did undergrad with who have already bought an apartment. I know people from school who already have a house. But they obviously have huge mortgages to pay off. It's an early head start, but in the long run I think it's better when you buy a property to minimise the size of the loan you need for it. Try to put as much cash down as you can, not just enough to make the deposit but maybe enough up to half the total cost of the property up front. That way your debt burden doesn't lock you in quite as badly as it would if you had a 10% deposit and a 90% loan.

The other thing is don't worry about your peers. fukk them. Who cares about what they're doing? It's your own life, you set your own pace, and you have your own direction. Don't get caught up in the rat race of trying to be like everyone else. Do your own thing.

It's why I have zero social media presence. Because when I see how my peers are doing at life it leads to me feeling bad about myself, like I'm not good enough. But that's a false belief. Like I said, they might be stunting with their houses and their luxury foreign holidays and whatever else. But they reality is that they have horrible lives that they try to cover up by spending big on material possessions. They must be slaving at work, and probably doing jobs that they really don't like.

Me on the other hand, like I said, I've got a nice package saved up, and I'm having the time of my life as a graduate researcher. I can't tell you how much it's worth to do a daily 9-5 job that you actually love. Money can't buy you that. Money won't make you jump out of bed in the morning feeling excited and happy to go to work.