Big Boy Club……Amex Gold & Platinum Discussion

MustafaSTL

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my dumbass never knew this. :wtf:

and wtf at the annual fee going up AGAIN?????
Scroll back a few pages. It went up, but the perks went up more. $100 back per quarter for Resy restaurants. Added things like YouTube Premium and YouTube TV to the entertainment credit. Etc.
 

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Scroll back a few pages. It went up, but the perks went up more. $100 back per quarter for Resy restaurants. Added things like YouTube Premium and YouTube TV to the entertainment credit. Etc.
Youtube TV and Premium??????

I got YTV, but we get a premium perk too???? :gladbron:
 

MustafaSTL

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Youtube TV and Premium??????

I got YTV, but we get a premium perk too???? :gladbron:
Yeah I already have both. But it’s $25 credit per month for either one (or their other entertainment credits). Ideally you can use the full Premium credit and a partial credit on YTTV.

I used to use mine in the past on the Disney Bundle but I rarely use those apps so this is much better.
 

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Priority pass is cool and I use them in abroad airports but until robinhood, chase and capital one build premium lounge networks to rival the centurion lounges these cards are worthless to the platinum card target demo.
 

MostReal

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I need to look into the AMEX gold.
They been trying to get me to switch for years but I despise the annual fee.
Gotta make sure the points I earn will be worth it. :patrice:
 

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I need to look into the AMEX gold.
They been trying to get me to switch for years but I despise the annual fee.
Gotta make sure the points I earn will be worth it. :patrice:

First year sub always be worth it due to the bonus points, only problem with AMEX is you can't downgrade to a no annual fee card after a year if you don't like it.

For example with my Chase Reserve I might downgrade to a no annual fee card and still retain that credit line and history. Amex would require a cancellation from Gold
 

MostReal

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First year sub always be worth it due to the bonus points, only problem with AMEX is you can't downgrade to a no annual fee card after a year if you don't like it.

For example with my Chase Reserve I might downgrade to a no annual fee card and still retain that credit line and history. Amex would require a cancellation from Gold
Thx for the input
 

Trojan 24

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Thx for the input

No doubt, one other thing is that the AMEX Gold and Platinum cards are Charge Credit Cards. Meaning the balance is required to be paid off in full after every statement period. Regular credit cards you can always pay the minimum and eat the interest. AMEX Gold gonna need that full balance.

That being said it's the undisputed dining out King if you don't mind the annual fee
 

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No doubt, one other thing is that the AMEX Gold and Platinum cards are Charge Credit Cards. Meaning the balance is required to be paid off in full after every statement period. Regular credit cards you can always pay the minimum and eat the interest. AMEX Gold gonna need that full balance.

That being said it's the undisputed dining out King if you don't mind the annual fee

What makes it the king? Is it just the points back you get when eating out?
 

Trojan 24

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What makes it the king? Is it just the points back you get when eating out?

Yeah just the earnings, it's 4X for Dining and Groceries. Most other cards are topping out at 3. So if you're out here spending a couple hundred a week at restaurants/bars those add up quick. But it has that $325 yearly fee .So if you don't go out that much the Chase Preferred gives you 3X for a $95 Fee.

And if you don't wanna play these points game and would rather cash back the Savor One is 3X with no fee. So really that's the sleeper of the bunch

But I've gone down this credit card rabbit and it was probably a mistake I got an $895 annual fee card and a $795 fee. I'm lost in the sauce :dead:
 
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