Jayou Ayen
All Star
I’ve been a manager at banks and credit unions. They’ve always been community institutions, so I’m not sure how the big national banks handle these situations.
I skimmed through the video, so I may have missed some details.
In my 15 years of experience, a teller would never be the one calling the police or making the decision to do so. At minimum it would need to be a supervisor, but preferably a manager. Even then, we would’ve gotten the green light from the security department before notifying local authorities.
For $21k, no one is getting that much cash without an ID. Even if you know the customer, you’re required to complete a Currency Transaction Report (CTR), which asks for your state id/passport, ssn, and a bunch of other info. If the person is already your customer, you’ll already have most of that on file, but non-customers have to give all that up. We also don’t give non-customers anywhere near that amount of cash. If the check cashing was approved by the maker, we’d order the money specifically for that transaction, that could take anywhere from 2-7 days. The best outcome is to deposit it at your own bank, but a big check is usually held unless you already have enough funds in your account to cover it.
Lastly, banks do discriminate against black folks and anyone else who they are suspicious/afraid of.
39
I skimmed through the video, so I may have missed some details.
In my 15 years of experience, a teller would never be the one calling the police or making the decision to do so. At minimum it would need to be a supervisor, but preferably a manager. Even then, we would’ve gotten the green light from the security department before notifying local authorities.
For $21k, no one is getting that much cash without an ID. Even if you know the customer, you’re required to complete a Currency Transaction Report (CTR), which asks for your state id/passport, ssn, and a bunch of other info. If the person is already your customer, you’ll already have most of that on file, but non-customers have to give all that up. We also don’t give non-customers anywhere near that amount of cash. If the check cashing was approved by the maker, we’d order the money specifically for that transaction, that could take anywhere from 2-7 days. The best outcome is to deposit it at your own bank, but a big check is usually held unless you already have enough funds in your account to cover it.
Lastly, banks do discriminate against black folks and anyone else who they are suspicious/afraid of.
39
he's just lucky the teller is a sista and not an Unc so his dapfishing could be way easier 
