Car Insurers Found a New Way to Rip You Off - A video
- Thread starter Afro
- Start date
Redwood
Superstar
Going off the thread title, I'm not surprised 
oh ABSOLUTELY. they are dirty, and the govt will let them do whatever they want. hell, some people are paying subscriptions to use heated seats!
i know my car is a POS but its a 2007 so it was made before this era. there is no way in hell i would buy a new car post 2015. no way.
my dream car is a 1984 lincoln town car
i wouldnt go as hard as he did, but its a nice damn car. man that paint job is beautiful. it looks like a big ass jolly rancher! it feels like you're driving a cloud! its like youre not even moving, man! smoothest ride ever!
ill get there one day
i know my car is a POS but its a 2007 so it was made before this era. there is no way in hell i would buy a new car post 2015. no way.
my dream car is a 1984 lincoln town car
i wouldnt go as hard as he did, but its a nice damn car. man that paint job is beautiful. it looks like a big ass jolly rancher! it feels like you're driving a cloud! its like youre not even moving, man! smoothest ride ever!
ill get there one day
Vandelay
Life is absurd. Lean into it.
Country gonna eat itself
cyndaquil
Lv 100 Bold natured
A lot of the start ups in the fintech space are basically payday loans schemes now too with a different branding. Give out money and charge interest or an extra fee to somebody. Says a lot about where we are rn
a.i generated:
Here is a full detailed report on how car manufacturers collect driver data, the privacy implications, and strategies car owners can use to thwart this invasive data collection:
Recent investigative reports and studies reveal that many automakers collect extensive and granular data from connected vehicles. This includes location data with precision down to centimeters, driving behavior metrics (such as acceleration, braking, cornering), biometric information, and even personal details linked through smartphone apps. The data is harvested through embedded sensors, telematics systems, infotainment apps, and other connected car technologies.techhq+2
The manufacturers then sell or share much of this data with third-party data brokers, insurers, and marketing firms often without clear consumer consent. The data is frequently packaged as "anonymized," but experts caution that combining multiple data sources can easily re-identify individuals and reveal private habits, routines, and sensitive information.consumerreports+2
Notably, some data breaches have exposed millions of drivers' data unprotected in cloud environments, heightening concerns about security and misuse.techhq
Technical and behavioral actions include:
Some automakers belong to industry coalitions that pledge to uphold consumer privacy principles such as affirmative consent for sensitive data use, transparency, and data protection. However, enforcement and adherence vary, and many companies continue extensive data sharing activities.autosinnovate
This report highlights the growing privacy risks facing drivers in an era of connected vehicles and the critical need for owners to be proactive in defending their data privacy while advocating for systemic protections. By combining technical safeguards, exercising legal rights, and supporting policy reforms, car owners can reduce their exposure to intrusive data collection and resale practices.cbsaustin+2
If a more detailed strategic guide is needed on specific model-wise opt-out procedures or legal rights by state, that can also be provided.
Here is a full detailed report on how car manufacturers collect driver data, the privacy implications, and strategies car owners can use to thwart this invasive data collection:
Overview of Data Collection by Car Manufacturers
Recent investigative reports and studies reveal that many automakers collect extensive and granular data from connected vehicles. This includes location data with precision down to centimeters, driving behavior metrics (such as acceleration, braking, cornering), biometric information, and even personal details linked through smartphone apps. The data is harvested through embedded sensors, telematics systems, infotainment apps, and other connected car technologies.techhq+2
The manufacturers then sell or share much of this data with third-party data brokers, insurers, and marketing firms often without clear consumer consent. The data is frequently packaged as "anonymized," but experts caution that combining multiple data sources can easily re-identify individuals and reveal private habits, routines, and sensitive information.consumerreports+2
Notably, some data breaches have exposed millions of drivers' data unprotected in cloud environments, heightening concerns about security and misuse.techhq
Privacy Concerns and Impact
- The pervasive tracking of drivers' locations and habits is raising serious privacy alarms among experts, lawmakers, and consumers.cbsaustin
- Collected data influences auto insurance premiums, lending terms, and consumer profiling, often to drivers' detriment.consumerreports
- The lack of universal regulations means many drivers remain unaware that their data is harvested or sold, limiting opportunities for meaningful consent or control.cbsaustin
- Law enforcement and government agencies are increasingly accessing this data, sometimes without drivers' knowledge, raising surveillance concerns.mozillafoundation
How Car Owners Can Thwart Data Collection
Technical and behavioral actions include:
- Opting out of Telematics and Usage-Based Insurance Programs: Many vehicles offer privacy settings within apps or infotainment systems to disable data collection features like driver scoring or location sharing. Opt out wherever possible.cars+1
- Limit Smartphone Integration: Avoid connecting personal phones or apps to the car’s infotainment system to reduce data linkage.edmunds+1
- Disable Non-Essential Connectivity: Turn off WiFi, Bluetooth, and cellular data used by the car unless absolutely necessary.cnn+1
- Use Privacy Request Rights: In states with relevant privacy laws, exercise legal rights to submit "opt-out," "limit use," or "delete data" requests to automakers. Request full disclosure of data collected and shared.consumerreports
- Vetting Deals and Leases: Require disclosure of data collection programs during vehicle purchase or lease and demand disabling telematics if desired.eff+1
- Monitor and Adjust Settings Regularly: Check vehicle and app settings periodically for new or activated data sharing features and adjust accordingly.nytimes
Broader Steps and Advocacy
- Support legislative efforts pushing for stronger privacy protections for connected vehicle data and transparent data use disclosures.eff+2
- Use watchdog groups and services like Privacy4Cars to monitor and benchmark vehicle data privacy practices. privacy4cars+1
- Report unfair or deceptive data practices to consumer protection agencies such as the FTC which has taken enforcement actions against offenses. ftc
Automaker Commitments and Industry Standards
Some automakers belong to industry coalitions that pledge to uphold consumer privacy principles such as affirmative consent for sensitive data use, transparency, and data protection. However, enforcement and adherence vary, and many companies continue extensive data sharing activities.autosinnovate
This report highlights the growing privacy risks facing drivers in an era of connected vehicles and the critical need for owners to be proactive in defending their data privacy while advocating for systemic protections. By combining technical safeguards, exercising legal rights, and supporting policy reforms, car owners can reduce their exposure to intrusive data collection and resale practices.cbsaustin+2
If a more detailed strategic guide is needed on specific model-wise opt-out procedures or legal rights by state, that can also be provided.
- Car makers keen on data collection: data breach makes the point
- *Privacy Not Included: A Buyer’s Guide for Connected Products
- Your Car May Be Spying On You. Here’s How to Get It to Stop. - Consumer Reports
- Cars & Consumer Data: On Unlawful Collection & Use
- Automotive Privacy | Alliance For Automotive Innovation
- 'Creepy' data collection is happening in cars without any universal safeguards for drivers
- https://privacy4cars.com
- Privacy4Cars Study Reveals How 49 Auto Brands Handle Consumer Data Rights
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- Stop new vehicles sending DATA back to the manufacturer
- https://www.cars.com/articles/how-t...-your-sensitive-data-behind-your-back-483328/
- https://www.edmunds.com/car-news/cars-data-privacy-explained.html
- https://www.cnn.com/2025/01/15/business/car-manufacturers-data-collection
- https://www.eff.org/deeplinks/2024/...ur-driving-history-data-brokers-and-insurance
- https://www.caranddriver.com/news/a61711288/automakers-sold-customer-data-for-small-profits/
- https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html
Mordith
H.E.N.R.Y.
Don't lock your LexisNexis report brehs....
beenz
Rap Guerilla
my cars are old. they don't have internet or wifi, so this is a non-issue for me 