Car Payments Now Average More Than $750 a Month. Enter the 100-Month Car Loan.

[The Prince of All Saiyans]

Stay outta my country @ROFL_GUY

 

[CopiousX]

United states collapses or turns straight dystopian in our lifetimes. Nothng is slowing this

I'm 90% sure that we'll just do what we always do during economic down cycles and go to war.

Probably going to pillage another country, birthrate will fix itself when the ptsd veterans return home and fck like rabbits, military stimulus will probably prop up corporations in the economy to raise wages, and the debt will be taken care of by the country we attack paying us reparations. All part of the plan

 

[Shadow King]

My brother in law sells Hyundais and came from a Kia dealership. A nicely equipped Kia and Hyundai can easily be copped under 30k

Go on the Kia website now and they have 6 cars under 30k MSRP

8 for Hyundai
7 for Nissan
4 Chevys
6 Hondas
7 Toyotas

No car sells for its MSRP, between trim levels, taxes, and fees, you're thousands over its base price.

You're not driving a Kia Soul or Seltos, and you're certainly not doing it in the lowest trim. People expecting others to do so to remain under a limit is why I can't agree with the paradigm on car payments.

Hyundai's only 3 cars under 30K MSRP are the Electra hybrid and Sonata gas and hybrid. The Electra is 29.8K "as shown". The other 2 are in the mid-high 30s as shown. So, I'm not sure what "nicely equipped" means when the sites themselves show you a car well over its MSRP when actually equipped.

2 of Chevy's are easily clearing 30 when all said and done.

You're not driving a Nissan Kicks, and one of the 2 versions is 10K higher "as shown" than its MSRP. You're not driving a Versa. The Rogue and Leaf are 29K and hitting 40K as shown.

Just about every Honda will clear 30K all said and done outside of the most basic Civic.

Everyone is not buying a Corolla. Every other Toyota will clear 30K.

Everyone is also not buying a hybrid/electric car.

The fact that 30K is the threshold for a:

Kia Soul
Basic Hyundai Electra
Chevy Trax/Trailblazer
Basic Civic
Toyota Corolla/Corolla Cross

Is my point, and something I said in a thread the other week. So everyone in America must drive the same 6 economy cars to fit under the Coli definition of affordable.

 

[Shadow King]

Who are the ppl signing these deals lol

I got a brand new car November of 24, paid only drive off, first month, registration and taxes - like 2500 out of pocket and my payment is 360ish for a 48k sticker car
Yes it’s electric and there were incentives last year but 750+ for a car is wild.

This sounds like you're leasing with perfect credit.

45.5K/360 = 126 months, and that's sticker price.

 

[bourgeoisie tall freak]

Who are the ppl signing these deals lol

I got a brand new car November of 24, paid only drive off, first month, registration and taxes - like 2500 out of pocket and my payment is 360ish for a 48k sticker car
Yes it’s electric and there were incentives last year but 750+ for a car is wild.

I pay about 8 hundo on a land rover. Its just another bill on autopay, and I'm a regular grown ass person who is used to paying for whatever I want so it's not even like I notice the money going.
What else is do you want to know lol

 

[Fanservice]

Here goes the Kia and Hyundai crowd trying to talk up their weak ass cars.

Some of those high car payments are Kia Telluride’s and Hyundai Palisade’s

 

[IIVI]

Also to add onto stock buying, but like also that's money that can be invested into tools for additional ventures for a lot of people. The money spent on my camera gear has been made back like 100x by now, now I can use that money to buy more samples for making music, or for classes and materials learning Japanese so I can engage with that society for my other artistic endeavors. Self investment into your own ideas and dreams leads to fulfillment at worst, profit at best

Yeah breh. The difference isn’t the transportation - it’s the opportunity cost of not investing what you’d save.

You can fund your career and personal growth from that extra $300k saved from buying multiple mid-quality cars vs one high quality cheap car.

That $40k-$50k every few years ends up being about $4-5 mil on the stock market if you invested that instead on S&P500 or $QQQ. Go from owning a Honda Civic into owning multiple Ferrari’s if that’s what you want. There are some people who legit go through about 2-3 new cars by the time they’re 30. That’s wild.

 

[Gloxina]

Yaris Set nikka

I literally logged in to rep you.

This site is so damn silly lmao