Car Salesman's Whole Vibe Changes When the Downpayment Hittin
- Thread starter newworldafro
- Start date
InGodWeTrust
Tall & Handsome in ATL
Damn I’ve never bought from a dealership before.
My credit is in the early 700s. What would be a good down payment for something like a new Accord or Civic?
My credit is in the early 700s. What would be a good down payment for something like a new Accord or Civic?
So dude just gone take Druski whole style huh
i financed twice and both times i paid zero down. i think you should be good with your credit score. some people like to put money down to lower the monthly payments, others like to have cash in hand in case something happens. it all depends on you.
Mordith
H.E.N.R.Y.
Down payment? You haven't lived until you buy a car from the dealer for straight cash. 
Reveal you got cash and get charged full price on the car brehsDown payment? You haven't lived until you buy a car from the dealer for straight cash.
If your credit really right you take the low interest loan while still getting a discount on the out the door price of the car while still keeping your cash and then 3 months later pay off the car
Reveal you got cash and get charged full price on the car brehs
If your credit really right you take the low interest loan while still getting a discount on the out the door price of the car while still keeping your cash and then 3 months later pay off the car
See this man knows how to play the game.
Mordith
H.E.N.R.Y.
Reveal you got cash and get charged full price on the car brehs
If your credit really right you take the low interest loan while still getting a discount on the out the door price of the car while still keeping your cash and then 3 months later pay off the car
Broke nikka babble. In what world can't you negotiate a lower price and pay for a car cash at the same time?
ORDER_66
I am The Wrench in all your plans....
Exactly.Broke nikka babble. In what world can't you negotiate a lower price and pay for a car cash at the same time?
don't let them know you have cash up front until you good on that price...
Broke nikka babble. In what world can't you negotiate a lower price and pay for a car cash at the same time?
Yeah I can tell you ain’t never buy a car or dealt with a car dealership in your life…
How do you think they make a profit? It definitely ain’t how much cash buyers they have.. all of their profit is tied into bank loans where they can negotiate the interest rate with the bank based on your credit… If you 760+ gang they basically giving you an interest free loan aka FREE money… So smart money ask why are you using your cash to buy a depreciating asset when you can use the bank money to do so? Smarten up Nas, mofos like you coming to the dealer with all cash they feast on dudes like you and overcharge you for a car you can get a discount on 9 times out of 10 just buy throwing the dealership a bone and taking out the loan with them..
desjardins
Veteran
Yeah I can tell you ain’t never buy a car or dealt with a car dealership in your life…
How do you think they make a profit? It definitely ain’t how much cash buyers they have.. all of their profit is tied into bank loans where they can negotiate the interest rate with the bank based on your credit… If you 760+ gang they basically giving you an interest free loan aka FREE money… So smart money ask why are you using your cash to buy a depreciating asset when you can use the bank money to do so? Smarten up Nas, mofos like you coming to the dealer with all cash they feast on dudes like you and overcharge you for a car you can get a discount on 9 times out of 10 just buy throwing the dealership a bone and taking out the loan with them..
yea the optimal approach is to come with your own loan(credit union) if you ain't getting 0% from the dealer and pretend you going use their financing to negotiate the lowest overall price
most of the dealer/broker channels on youtube advise you to not walk in saying you have cash cause then the dealer is incentived to get the most of that money from you up front knowing they will make $0 on the back end
Mordith
H.E.N.R.Y.
Yeah I can tell you ain’t never buy a car or dealt with a car dealership in your life…
How do you think they make a profit? It definitely ain’t how much cash buyers they have.. all of their profit is tied into bank loans where they can negotiate the interest rate with the bank based on your credit… If you 760+ gang they basically giving you an interest free loan aka FREE money… So smart money ask why are you using your cash to buy a depreciating asset when you can use the bank money to do so? Smarten up Nas, mofos like you coming to the dealer with all cash they feast on dudes like you and overcharge you for a car you can get a discount on 9 times out of 10 just buy throwing the dealership a bone and taking out the loan with them..
I posted pics of my M4 and M3 on this board after I bought them. I'm not a broke nikka like you...
Broke nikka babble. In what world can't you negotiate a lower price and pay for a car cash at the same time?
Yeah I can tell you ain’t never buy a car or dealt with a car dealership in your life…
How do you think they make a profit? It definitely ain’t how much cash buyers they have.. all of their profit is tied into bank loans where they can negotiate the interest rate with the bank based on your credit… If you 760+ gang they basically giving you an interest free loan aka FREE money… So smart money ask why are you using your cash to buy a depreciating asset when you can use the bank money to do so? Smarten up Nas, mofos like you coming to the dealer with all cash they feast on dudes like you and overcharge you for a car you can get a discount on 9 times out of 10 just buy throwing the dealership a bone and taking out the loan with them..
Both of you are right. There are several avenues to take when negotiating the best price for your car and what you both are speaking on are observed strategies in getting there. It isn’t “broke babble”. It’s just a different path to the same destination.