Find a shop that takes carshield - they have a well deserved reputation of poor service not want to play claims but if you find the right spot that takes them it's gravy
I got one near me and got my truck got resurrected a few times.
Water pump
Timing chain
Seals
Gaskets
rental and tow too
All got covered (less some items they wouldn't )when I took that bytch in
I'm with you I HATE car payments. It's like your health insurance. You might be pissed but it saves a monster bill.
Dealership wanted 4800, local joint wanted 3300, carshield covered 2400