Chuck Feeney: The Billionaire Who Is Trying To Go Broke

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FORBES 9/18/2012 @ 8:00AM 911,639 views
Chuck Feeney: The Billionaire Who Is Trying To Go Broke
This story appears in the October 8, 2012 issue of Forbes.
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Chuck Feeney (David Cantwell for Forbes)

On a cool summer afternoon at Dublin’s Heuston Station, Chuck Feeney, 81, gingerly stepped off a train on his journey back from the University of Limerick, a 12,000-student college he willed into existence with his vision, his influence and nearly $170 million in grants, and hobbled toward the turnstiles on sore knees. No commuter even glanced twice at the short New Jersey native, one hand holding a plastic bag of newspapers, the other grasping an iron fence for support. The man who arguably has done more for Ireland than anyone since Saint Patrick slowly limped out of the station completely unnoticed. And that’s just how Feeney likes it.

Chuck Feeney is the James Bond of philanthropy. Over the last 30 years he’s crisscrossed the globe conducting a clandestine operation to give away a $7.5 billion fortune derived from hawking cognac, perfume and cigarettes in his empire of duty-free shops. His foundation, the Atlantic Philanthropies, has funneled $6.2 billion into education, science, health care, aging and civil rights in the U.S., Australia, Vietnam, Bermuda, South Africa and Ireland. Few living people have given away more, and no one at his wealth level has ever given their fortune away so completely during their lifetime. The remaining $1.3 billion will be spent by 2016, and the foundation will be shuttered in 2020. While the business world’s titans obsess over piling up as many riches as possible, Feeney is working double time to die broke.

Feeney embarked on this mission in 1984, in the middle of a decade marked by wealth creation–and conspicuous consumption–when he slyly transferred his entire 38.75% ownership stake in Duty Free Shoppers to what became the Atlantic Philanthropies. “I concluded that if you hung on to a piece of the action for yourself you’d always be worrying about that piece,” says Feeney, who estimates his current net worth at $2 million (with an “m”). “People used to ask me how I got my jollies, and I guess I’m happy when what I’m doing is helping people and unhappy when what I’m doing isn’t helping people.”


What Feeney does is give big money to big problems–whether bringing peace to Northern Ireland, modernizing Vietnam’s health care system or seeding $350 million to turn New York’s long-neglected Roosevelt Island into a technology hub. He’s not waiting to grant gifts after he’s gone nor to set up a legacy fund that annually tosses pennies at a $10 problem. He hunts for causes where he can have dramatic impact and goes all-in. “Chuck Feeney is a remarkable role model,” Bill Gates tells FORBES, “and the ultimate example of giving while living.”

In Pictures: 23 Billionaires Who Have Given Away $1 Billion Or More

For the first 15 years of this mission Feeney obsessively hid the type of donations that other tyc00ns employ publicists to plaster across newspapers. Many charities had no idea where the piles of money were coming from. Those that did were sworn to secrecy. “I had to convince the board of trustees that it was on the level, that there was nothing disreputable and this wasn’t Mafia money,” says Frank Rhodes, the former president of Cornell University who later chaired Atlantic Philanthropies. “That was difficult.” Eventually Feeney was outed ( in part due to FORBES), but his fervent desire for anonymity remained (until this year he had done about five interviews in his life). Now that his quest to give until nearly broke is coming to its conclusion, he’s opening up a bit. What emerges is one of strangest, most impactful lives of all time.

Feeney prefers showing to telling. In Dublin he sends me on a three-hour tour of Trinity College to witness everything from the library gift shop he designed to his genetics complex and department of neuroscience, complete with lab rats with electrodes implanted in their heads. The next day he endures the six-hour round-trip to the University of Limerick to personally walk me through its Irish World Academy of Music & Dance, its new medical school and its new sports center (now home to Ireland’s Munster rugby team), where hundreds of young kids were playing soccer on the all-weather turf. Rather than walk me through his life story, he invites Conor O’Clery , the author of the Feeney biography , The Billionaire Who Wasn’t (PublicAffairs, 2007), to dinner in Dublin’s Peploe’s Bistro. At dinner Feeney sits quietly in a frayed navy blazer, sipping chardonnay that he dilutes with a splash of water, occasionally throwing in a point for emphasis or, more often, a witty, self-deprecating joke.


The story that emerges is this: Feeney grew up in an Irish-American neighborhood in the blue-collar town of Elizabeth, N.J., coming of age in the Great Depression. He served in the Air Force during the Korean War before attending the Cornell School of Hotel Administration on the GI Bill. After graduation in 1956 he traveled to France to take more college classes and later got involved in the business of following the U.S. Navy’s Atlantic fleet, selling tax-free booze to sailors. Competition was intense, but he got ahead by using his military experience to talk his way directly onto ships and gathering intelligence on the fleet’s next destination by chatting up local prostitutes.

He brought fellow Cornell alum Bob Miller into the business, and the pair started selling cars, perfume and jewelry to servicemen and tourists. They later added tax lawyer Tony Pilaro and accountant Alan Parker as owners to help manage the bootstrapped business more professionally. By 1964 their Duty Free Shoppers had 200 employees in 27 countries.

It was a nice little business, but soon the Japanese economic boom would transform the scrappy operation into one of the most profitable retailers in history. In 1964, the same year as the Tokyo Olympics, Japan lifted foreign travel restrictions (enacted after World War II to rebuild the economy), allowing citizens to vacation abroad. Japanese tourists, along with their massive store of pent-up savings, surged across the globe. Hawaii and Hong Kong were top destinations. Feeney, who had picked up some Japanese language and customs while in the Air Force, hired smart, pretty Japanese girls to work the stores and filled his shelves with cognac, cigarettes and leather bags that gift-crazy Japanese snatched up for co-workers and friends. Soon Feeney and company had tour guides on the payroll who herded tourists to DFS stores before they had even checked into the hotel so they couldn’t spend money anywhere else first.

The Japanese were such lucrative customers that Feeney hired analysts to predict which cities they’d flock to next. DFS shops sprung up in Anchorage, San Francisco and Guam. Another target was Saipan, a tiny tropical island just a short flight from Japan that he predicted could become a hot beach spot for Tokyo residents. There was a catch: The island lacked an airport. So in 1976 DFS invested $5 million to have one built.

The aggressive growth strategy placed DFS in the perfect position for the subsequent Japanese economic explosion. Feeney received annual dividend payouts worth $12,000 in 1967, according to O’Clery. His payout in 1977? Twelve million dollars. Over the next decade Feeney banked nearly $334 million in dividends that he plowed into hotels, retail shops, clothing companies and, later, tech startups. He remained obsessively secretive and low key, but the money was now too big to ignore.


In 1988 The Forbes 400 issue included a four-page feature that exposed the success of DFS and the vast wealth of its four owners. The story by Andrew Tanzer and Marc Beauchamp, and the subsequent attention, was so jarring to Feeney that O’Clery devoted an entire chapter of his biography to the episode. The article pulled back the curtain on how DFS operated: its Japan strategy, the 200% markups, the 20% margins and blistering annual sales of roughly $1.6 billion. FORBES estimated that Feeney’s Waikiki shop annually generated $20,000 of revenue per square foot–$38,700 in current dollars, more than seven times Apple’s current average of $5,000. “My reaction was, ?Well, there goes our cover, ‘ ” says Feeney. “ We tried to figure out if it did us any damage but concluded no, the info was in the public domain.” The piece identified Feeney as the 31st-richest person in America, worth an estimated $1.3 billion. His secret was out.

But FORBES had made two mistakes: First, the fortune was worth substantially more. And second, it no longer belonged to Feeney.

Only a close inner circle knew of the latter: that Feeney himself was worth at most a few million dollars and didn’t even own a car. Feeney’s team contemplated a secret meeting with Malcolm Forbes to see how they could set the record straight but in the end decided to let the issue go. Feeney would be listed on The Forbes 400 until 1996.

In Pictures: 23 Billionaires Who Have Given Away $1 Billion Or More

Although he had shifted his ownership to Atlantic via a complex Bahamas-based asset swap to minimize disclosure and taxes, Feeney continued to aggressively expand DFS, traveling the globe to conquer new markets, expand margins and outmaneuver rivals. He loved making money but had no need for it once it was made. Feeney was happy with simple things. He had grown up in a humble, hardworking house and watched his parents constantly help others. In an oft-told story, each morning his mother, Madaline, a nurse, would jump in the car and conveniently drive by a disabled neighbor as he walked to the bus just to give him a ride. This tradition of charity was not extended to business rivals. “I’m a competitive type of person whether it’s playing a game of basketball or playing business games,” says Feeney. “I don’t dislike money, but there’s only so much money you can use.”


The money was how Feeney kept score, and while it no longer flowed into his pocket, he helped rake in as much as possible as an active DFS board member throughout the 1990s. Since his foundation’s wealth was built on the illiquid stake in DFS, his grants lived and died on the cash dividends the company paid out–a major problem when the Gulf war and subsequent dive in global tourism restricted the once gushing cash flow to a trickle. Even as the economy recovered, a desire for the freedom of a cash pile, plus a gut instinct that DFS’ best days were behind it (Japan was clearly slowing down), motivated Feeney to push his three other partners to start looking for a suitor to buy DFS. There were few companies big enough to absorb and run the global operation. The French luxury powerhouse LVMH, helmed by billionaire Bernard Arnault, was the clear favorite. Feeney got owner Alan Parker on his side early. Pilaro and Miller would prove harder to convince.

For two years the four owners battled with themselves and Arnault over prices and deal terms. Each player brought their own high-powered attorneys into the scrum. “Every time I’d see a new a lawyer I’d say, ‘Holy Christ, how much are we paying this guy?’” Feeney laughs.
 

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Feeney’s philanthropic secret ended in 1997, after he (along with Pilaro and Parker) sold their share of DFS to LVMH, and the world learned Feeney’s $1.6 billion cut belonged not to the man but to his foundation. Through the sale he reluctantly gave up his anonymity but in the process gained a better tool for good: a powerful following. Two of the world’s richest men, Bill Gates and Warren Buffett, credit Feeney as a major inspiration for both the $30 billion-strong Bill & Melinda Gates Foundation and the Giving Pledge, which has enlisted more than 90 of the world’s richest to (eventually) grant half their wealth to charity. “Chuck is fond of saying that none of us has all the answers,” says Gates, “but I know that Melinda and I have learned a great deal from him in the time we’ve spent together.”

Part of the kindred spirit that Feeney and Gates share stems from their entrepreneurial backgrounds and how they apply them to giving back. In many ways Atlantic was the forerunner to the Gates Foundation, practicing high-margin philanthropy: choosing causes that will maximize the impact of each dollar pledged, whether it’s $250,000 for Haiti earthquake relief or $290 million to build a new medical campus for the University of California, San Francisco.


He forces charities to compete for his cash, requesting detailed business plans with clear milestones and full transparency. If a project runs off course, Feeney cuts funding. He chooses programs that promise exponential returns that will allow people to lift themselves up. He pumps billions into university research in places like Ireland and Australia because he believes it creates a skilled workforce and attracts top talent, setting the table for high-tech industry and foreign direct investment. Operation Smile, a charity that corrects cleft palates in children from poor nations, is a classic Feeney cause: a one-time $250 investment to cover the cost of a simple surgery that will markedly improve every day of the patient’s life. He’s given $19.5 million there.

To further maximize return, Feeney leverages every dollar the foundation gives–using the promise of substantial gifts to force governments and other donors to match. In one famous example, in 1997 he proposed pledging roughly $100 million to Ireland’s universities but only if the cash-strapped government matched the amount. It did. (A total of $226 million in Atlantic grants have leveraged $1.3 billion of government money to its university system.) He works the same tactic with other wealthy people and development offices. Feeney never slaps his name on a library or hospital, since he can collect additional money for the project from more egocentric tyc00ns who gladly pay millions for the privilege.

Casual observers categorize Feeney as frugal, but that’s a simplistic diagnosis. On the spending side Feeney obsesses over value, and on the cost side, he loathes waste. Atlantic’s president and CEO, Chris Oechsli, recalls staying in a Vietnam hostel with him on one business trip but adds that Feeney also once sent him back to the U.S. on the Concorde because he understood the need to get him home in time for the holidays. As for Feeney, he flew millions of miles in coach because first class didn’t get him to his destination any faster. He wears a rubber Casio watch because it keeps time like a Rolex. During our train back from Limerick he would curse and shake his head each time we passed one of many abandoned housing developments (ghost estates) left over from the country’s real estate bust. “I’m always the first guy to ask how much is that or what does it cost?” Feeney says about living the high life. “I never tried it because I knew I wouldn’t like it.” Feeney rarely owned a car because they were difficult to park in cities–although he admits briefly owning a used Jaguar when he lived in Hong Kong. No yacht? “I guess the answer to that is I get seasick easy.”

Although he raised his family in multimillion-dollar mansions (his ex-wife and five children later split $140 million of the DFS fortune), today Feeney lives out of three foundation-owned apartments in Dublin, Brisbane and San Francisco, and crashes in his daughter’s apartment while in New York. Atlantic’s Irish operations are housed in a stately town house in the posh district off St. Stephen’s Green–Feeney and wife Helga (his former secretary) live in a small stone mews apartment out back. Even Feeney’s taxes underscore how he thinks: He has aggressively tried to avoid taxes at every stage in his career–from setting up his early business in Lichtenstein, incorporating his holding company in Bermuda and listing it under the name of his then wife Danielle, a French citizen–despite gaining no personal advantage in his later years. Eventually, less taxes meant that he could give away more.


This waste/value mind-set explains how a frenetic penny-pincher is also completely comfortable deploying massive amounts of cash on projects where he sees the chance of a high return. Take his recent $350 million pledge that helped Cornell, along with Technion-Israel Institute of Technology, win the bid to build a $2 billion technology institute on Roosevelt Island. This Silicon Valley East will attract the best engineers and students to the region. Feeney is betting top tech firms and new startups will follow, eventually producing thousands of jobs and billions of revenue for the region. “The visionary gift will pay dividends not just for Cornell but for New York City,” says Mayor Michael Bloomberg. It’s a textbook Atlantic investment, including leverage in the form of $100 million plus land courtesy of New York City taxpayers. Feeney’s only regret is that the opportunity came late for him and he won’t live to see the project completed.

That’s a lesson he wants to teach the new class of philanthropists: Don’t wait to give your money away when you’re old or, even worse, dead. Instead, make substantial donations while you still have the energy, connections and influence to make waves. “People who have money have an obligation,” says Feeney. “I wouldn’t say I’m entitled to tell them what to do with it but to use it wisely.” That’s why that man who obsessively guarded his privacy for decades has participated in the biography, spent three days with me and on Sept. 6 publicly accepted an honorary doctorate of law granted jointly from every university on the island of Ireland–the first time such an award has been given.

Feeney might soon gain access to the biggest megaphone of all: Hollywood. George Clooney has reportedly considered adapting Feeney’s story for the silver screen. Who should play him in the film? Feeney thinks deeply on our way back from Limerick and chuckles before sharing his answer: “Probably Danny DeVito.”


How do you give away $7.5 billion? Follow timeline below of the Atlantic Philanthropies’ greatest hits.

1982: Makes first grant of $7 million to Cornell. Total gifts will reach $937 million.

1984: Transfers his 38.75% DFS ownership to Atlantic.

1988: Gives $142,000 to support the Cancer Research Institute.? Worldwide cancer grants will hit $370 million.

1990: Atlantic makes its first grant to University of Limerick to construct advanced research, conference and cultural facilities. Lifetime grants: $170 million.

1991: Funds peace-building and reconciliation in Northern Ireland.

1997: Feeney goes public about his charity activities.

1999: Invests in Vietnam in the areas of higher education and health care.?

2001: Funds biomedical research at Australia’s Queensland U. of Technology; Total Aussie medical grants: $320 million.

2002: Makes grant for South Africa AIDS relief: has invested over $117 million in South African health care.

2004: Begins funding efforts to abolish the death penalty in the U .S. –has invested $28 million to date.


2006: Starts efforts to ensure health coverage for the almost 8 million uninsured children in the U .S.

2008: Makes $125 million grant for medical center at the University of California, San Francisco Mission Bay campus. Total UCSF grants: $290.5 million.

2012: With a $350 million investment, supports Cornell’s winning bid to develop NYC Tech Campus on Roosevelt Island.

2016: Will complete $1.3 billion worth of grants.

2020: The Atlantic Philanthropies will close.

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Claudex

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Aye thanks for the read breh. This man's inspiring.

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Charles “Chuck” Feeney, 89, who cofounded airport retailer Duty Free Shoppers with Robert Miller in 1960, amassed billions while living a life of monklike frugality. As a philanthropist, he pioneered the idea of Giving While Living—spending most of your fortune on big, hands-on charity bets instead of funding a foundation upon death. Since you can't take it with you—why not give it all away, have control of where it goes and see the results with your own eyes?

“We learned a lot. We would do some things differently, but I am very satisfied. I feel very good about completing this on my watch,” Feeney tells Forbes. “My thanks to all who joined us on this journey. And to those wondering about Giving While Living: Try it, you'll like it.”

Over the last four decades, Feeney has donated more than $8 billion to charities, universities and foundations worldwide through his foundation, the Atlantic Philanthropies. When I first met him in 2012, he estimated he had set aside about $2 million for his and his wife's retirement. In other words, he's given away 375,000% more money than his current net worth. And he gave it away anonymously. While many wealthy philanthropists enlist an army of publicists to trumpet their donations, Feeney went to great lengths to keep his gifts secret. Because of his clandestine, globe-trotting philanthropy campaign, Forbes called him the  James Bond of Philanthropy.

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Chuck Feeney and Warren Buffett in 2011

©Bill & Melinda Gates Foundation/Barbara Kinney
But Feeney has come in from the cold. The man who amassed a fortune selling luxury goods to tourists, and later launched private equity powerhouse General Atlantic, lives in an apartment in San Francisco that has the austerity of a freshman dorm room. When I visited a few years ago, inkjet-printed photos of friends and family hung from the walls over a plain, wooden table. On the table sat a small Lucite plaque that read: “Congratulations to Chuck Feeney for $8 billion of philanthropic giving.”

That's Feeney—understated profile, oversize impact. No longer a secret, his extreme charity and big-bet grants have won over the most influential entrepreneurs and philanthropists. His stark generosity and gutsy investments influenced Bill Gates and Warren Buffett when they launched the Giving Pledge in 2010—an aggressive campaign to convince the world’s wealthiest to give away at least half their fortunes before their deaths. “Chuck was a cornerstone in terms of inspiration for the Giving Pledge,” says Warren Buffett. “He’s a model for us all. It’s going to take me 12 years after my death to get done what he’s doing within his lifetime.” 

Feeney gave big money to big problems—whether bringing peace to Northern Ireland, modernizing Vietnam’s health care system, or spending $350 million to turn New York’s long-neglected Roosevelt Island into a technology hub. He didn’t wait to grant gifts after death or set up a legacy fund that annually tosses pennies at a $10 problem. He hunted for causes where he can have a dramatic impact and went all-in.

In 2019, I worked with the Atlantic Philanthropies on a report titled Zero Is the Hero, which summarized Feeney’s decades of go-for-broke giving. While it contains hundreds of numbers, stats and data points, Feeney summarized his mission in a few sentences. “I see little reason to delay giving when so much good can be achieved through supporting worthwhile causes. Besides, it’s a lot more fun to give while you live than give while you're dead.”

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On September 14, 2020, Chuck Feeney—with wife Helga Feeney—signed documents in San Francisco marking the close of the Atlantic Philanthropies after four decades of global giving.

The Atlantic Philanthropies
On September 14, 2020, Feeney completed his four-decade mission and signed the documents to shutter the Atlantic Philanthropies. The ceremony, which happened over Zoom with the Atlantic Philanthropies’ board, included video messages from Bill Gates and former California Gov. Jerry Brown. Speaker of the House Nancy Pelosi sent an official letter from the U.S. Congress thanking Feeney for his work.

At its height, the Atlantic Philanthropies had 300-plus employees and ten global offices across seven time zones. The specific closure date was set years ago as part of his long-term plan to make high-risk, high-impact donations by setting a hard deadline to give away all his money and close shop. The 2020 expiration date added urgency and discipline. It gave the Atlantic Philanthropies the time to document its history, reflect on wins and losses and create a strategy for other institutions to follow. As Feeney told me in 2019: “Our giving is based on the opportunities, not a plan to stay in business for a long time.” 

While his philanthropy is out of business, its influence reverberates worldwide thanks to its big bets on health, science, education and social action. Where did $8 billion go? Feeney gave $3.7 billion to education, including nearly $1 billion to his alma mater, Cornell, which he attended on the G.I. Bill. More than $870 million went to human rights and social change, like $62 million in grants to abolish the death penalty in the U.S. and $76 million for grassroots campaigns supporting the passage of Obamacare. He gave more than $700 million in gifts to health ranging from a $270 million grant to improve public healthcare in Vietnam to a $176 million gift to the Global Brain Health Institute at the University of California, San Francisco.

One of Feeney’s final gifts, $350 million for Cornell to build a technology campus on New York City’s Roosevelt Island, is a classic example of his giving philosophy. While notoriously frugal in his own life, Feeney was ready to spend big and go for broke when the value and potential impact outweighed the risk.

FORBES spoke to Influential Philanthropists On How Chuck Feeney Changed Charity And Inspired Giving
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“Chuck’s been the model for us all. If you have the right heroes in life, you’re 90% of the way home. Chuck Feeney is a good hero to have.”

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“Chuck Feeney is a true pioneer. Spending down his resources during his lifetime has inspired a generation of philanthropists, including me. And his dedication to anonymous giving—and focus on addressing the problems of the day—reflect the strength of his character and social conscience. We all follow in his footsteps.”

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“Chuck created a path for other philanthropists to follow. I remember meeting him before starting the Giving Pledge. He told me we should encourage people not to give just 50%, but as much as possible during their lifetime. No one is a better example of that than Chuck. Many people talk to me about how he inspired them. It is truly amazing.”

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“Chuck took giving to a bigger extreme than anyone. There’s a lot of rich people—very few of them fly coach. He never spent the money on himself and gave everything away. A lot of people are now understanding the importance of giving it away, and the importance of being involved in the things you give your money to. But I don’t fly coach!”

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“Chuck pioneered the model where giving finishes late in life, rather than starting. He was able to be more aggressive, he was able to take bigger risks and just get more enjoyment from his giving. There’s great power in giving while living. The longer the distance between the person who funded the philanthropy and the work, the greater the risk of it becoming bureaucratic and institutional—that's the death knell for philanthropy.”

Exclusive: The Billionaire Who Wanted To Die Broke . . . Is Now Officially Broke
 

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I think what he's done is basically positive, but a "good billionaire story" pretty much does for billionaires what a "black republican story" does for republicans.


The basic message in the end is that its okay to amass insane profits and dodge taxes because billionaires deserve to decide what to do with all the money (and 10+ will keep wealth for themselves for every one like this who is truly generous). God forbid the public and their elected governments retain the right to make decisions about their own society.
 

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I think what he's done is basically positive, but a "good billionaire story" pretty much does for billionaires what a "black republican story" does for republicans.



The basic message in the end is that its okay to amass insane profits and dodge taxes because billionaires deserve to decide what to do with all the money (and 10+ will keep wealth for themselves for every one like this who is truly generous). God forbid the public and their elected governments retain the right to make decisions about their own society.

Nah, I don't think it's that serious. There's not much here to warrant a high degree of cynicism.
 
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