I mean they’re partially correct, but too many people push this so hard to sound like the smartest guys in the room. And it always comes across like they just found out about credit and think they learned something that “sheeple” are oblivious to.
I remember one of those questions was going around not long ago, something like “$50 million cash or perfect credit score?”
It blew my mind not only how many people said perfect credit score, but how they talked down to anyone that said cash as though they were the enlightened speaking to the dummies. They very much come off like wannabes