It’s supposed to be understood by both parties. It usually doesn’t work out that way.
Don't lend money to people who can't pay it back lmao, I mean even the banks get bad loans that don't get paid back because the person never intended on paying it back that's why they have an under writer to minimize that likely hood, you know if a nikka can pay you back or not
you know if a nikka got a job or not, you know a nikka a character, you know if you gonna have to put hands on them, in those situations you have no one to blame but yourself
If you want give money to somebody to help him out, then just give it to him, if they real they will find a way to pay you back