Debit Card Fraud...over 600 bucks missings, am I screwed?

Box Cutta

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*sigh*

I'm fukking pissed right about now.

About 2 hours ago, I was planning on ordering out. As is habit for me, I decided to check my account before making an online order. I had far more than the required 10 bucks in the account, but I still like to keep up on it just to have a running total in my head....I tend to check my online banking account two or three times a day anyways.

To my surprise, there is a 640 dollar charge from Walmart...that I did not make. It was made on Friday, it's Saturday night and the charge is still "pending", but I'm feeling like this is going to be a pain in the ass.

I moved all my money to my savings account. Bank isn't open until 8 AM tomorrow. So I can't even cancel the card until then. I'm hoping that they just cancel the charge, send me a new card (Although, I may possibly want to get an entire new account), and that this whole thing just blows over quickly.

Is this going to be a hassle brehs?

To make matters worse, a few weeks ago, someone stole a delivery package from the lobby in my apartment. I've been living here for nearly 3 years and that has never happened before. Luckily, the shyt was only an 8 dollar headphone cord from Amazon, and while I doubt the two incidences were connected....this shyt has your boy feeling vulnerable right now.

I'm feeling like...I'm ready to murder the fukks that have wronged me. I'm feeling like Vincent Vega in Pulp Fiction...if I saw the dude keying my car....I'm on a truly demonic frame of mind right now brehs....lord help the next person that slights me.

I lost....:sadbron:

Anyone else ever have to deal with anything like this?
 

Theraflu

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You're not screwed.

Inform the bank your card was fraudulently used and it wasn't lost was with you and you did not authorise it and this is fraud. Make that clear.

They'll refund the money while they investigate and you will keep the money when they find you didn't spend it.

Done.

source: it's happened to me
 

Chris.B

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you are not screwed.


If they are in the US they will be caught....

Just let your bank know
 

3rdLetter

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You're not screwed. The bank will refund the bread. this happened to me a couple years ago. They actually called me and asked me about a $700 transaction at a jcpenny in Denver. Had me like :dahell: Told them to dead that shyt.
 

jalamanta

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That's why you don't keep money on a fukking card. I always transfer only the amount I need to it and set limits on cash withdrawal and max price for single purchase.
 
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