I had a conversation with a friend the other day, I was talking about the mentality of how someones who is 'poor' or 'low income' manages/handles/spends their money...certainly doesn't apply to all, and I'm just relating to the topic, not saying anyone is poor, but how people who don't make much money spend most of it within days of getting it, often on 'bullshyt' items....because they will never have as much money as they do in that instance. Like, they get the check for the week/bi week, and after paying a cell bill or rent, the rest is just wasted away on alcohol, food, going out, little stupid shyt...people who make decent money do it too, but it's more damaging to the poor, it's a mentality of knowing you are never going anywhere, as well as the financial reality of check to check. I wish I was better and more knowledgable about the stock market, and other financial areas, but I am good with money, spending/saving.