Discover Card offers Black Friday protection on purchases

[winb83]

Meaning if you have a Discover card you can go out and buy an item that's on sale in a Black Friday ad right now and save your receipt then file a claim with them and get back the difference.

http://slickdeals.net/f/6347766-discover-price-protection

1. Purchase the exact item advertised in BF deals (same model #) before BF (sale date).
2. Call Discover and ask for price protection claim. They'll send a form in snail mail. (yes, no online application).
3. Fill the form. You have to send a copy of your receipt, copy of the advertisement with lower price (at the same or different store) (You have to buy BEFORE the sale date, which is BF in this case). File the claim after the sale date. You can file up to 3 claims per claim form. $500 limit per item, $2500 per year.
4. Wait for the claim to be approved. Takes several weeks.
5. Enjoy your new item purchased at BF price without staying at lines.

So I guess that front page TV that you'd normally have to sleep outside the store to get is fair game now.

 

[HookersandIceCream]

The fukkery

 

[lox123]

Just got my discover it card

 

[ChrisDorner]

That's how you get nikkas to sign up for your shyt

 

[One4Deuce]

Interesting, didn't know credit card companies did stuff like this. Might have to take a look at what's out there and see if it's worth taking advantage of.

 

[Hersh]

currently has 5 % cash back on all department stores till christmas

 

[winb83]

Interesting, didn't know credit card companies did stuff like this. Might have to take a look at what's out there and see if it's worth taking advantage of.

Only Discover is offering it on Black Friday. Honestly I have one of the major 4 credit cards. Visa, Master Card, Discover, and American Express and Discover and AMEX really look out for you. I got $25 back on my Xbox One purchase at Best Buy just because I linked up my card on Facebook.

Visa and Mastercard don't really do much extra. I just have to have them because they're taken most places.

Another thing to know is by default pretty much any credit card doubles your manufactures warranty up to one extra year so when you're at Best Buy and they offer you the Geek Squad protection plan for 2 years its laughable because your credit card gets you 2 years as well for free.

These credit card companies just want you to use their card so they offer all these perks and the irresponsible people carry a balance and that destroys any perks they get and leaves them in the red. If you're responsible and pay your balance by the due date all that cash back and bonus offers is free money.

I wasn't that hip to credit cards but i just discovered if you buy something on the first day of a new billing cycle you don't even have to pay for it for about two months because you get that whole cycle till the closing date and when the bill post the payment is due like 25 days after that. this only works if you clear your balance by the closing date though.