Get your money right and check out Mint.com

[KritNC]

My girl just told me about this you go to the site its links up to your bank account and tracks what you spend in every category. It breaks it down in some amazing ways. Alotta this shyt I didn't wanna know its painful to look at but gonna help me start my new years right.

Spending 1/4 my budget on Eating and Drinking out

 

[kbtwofour]

They also have an app for Android. My favorite way to keep track of my money.

 

[powerager]

Mint.com is just

Got my monthly savings /Budgeting right

 

[KritNC]

*Waits for the Coli Wolves to some how tear me apart for my budget even though I blocked out all number*

 

[Easy-E]

I've been procrastinated hard on this

I've had this bookmarked for about a year

I'm a little worried about it being connected to my bank account and havin' access to my info

 

[Rawtid]

I've been procrastinated hard on this

I've had this bookmarked for about a year

I'm a little worried about it being connected to my bank account and havin' access to my info

Same reservations I have. I just keep everything in a spreadsheet for now

 

[Easy-E]

Same reservations I have. I just keep everything in a spreadsheet for now

Please, elaborate.

 

[KritNC]

Should You Trust Mint.com? - NYTimes.com

Long story short, if you trust online banking you should trust mint.com

 

[Rawtid]

Please, elaborate.

I keep track of my finances in a spreadsheet broken out by month and then pay day. It's really basic, I just the paydate in one column, then the amount in the column next to it.

Anything due before the 15th of the month I pay with the second paycheck of the previous month. For ex: I get paid tomorrow and any bills due before the 15th of January, will get paid with that check. Anything due after the 15th, gets paid with the first check of the month, for that month. So when I get paid on 1/4/13, I will pay anything due after Jan 15th. I also include any bills I pay bi-weekly such as daycare, spending money and rent.

I list each bill under the paydate and the amount. Sum up the amounts and then subtract it from how much I got paid and if anything is left over, I apply to debt. I have other things that I keep track of as well, like how much money I've paid on debt and that type of thing. It's a very manual process but I don't mind it.

 

[Lucky_Lefty]

if you have USAA, they automatically do this for you....i'm pretty sure every large financial institution does this

 

[R.E.N. Spells Ren]

BofA does this with online banking

 

[KritNC]

BofA does this with online banking

Yea but the way that mint does it breaks it down alot better I got BofA too

 

[Ashyneezz]

BofA does this with online banking

How do I get to it?

 

[mannyrs13]

You can also link your credit cards and investment accounts and a few other accounts. i been using mint since this past summer. works great and the interface looks good too. know about the Android app. not sure if iphone has one but they likely do.

 

[R.E.N. Spells Ren]

Yea but the way that mint does it breaks it down alot better I got BofA too

What does Mint do that BofA doesn't?

Or do you just like Mint's presentation more?

How do I get to it?

It's one of the tabs on online banking.... I'll have to get to a computer to tell you exactly where it is.

You can also link your credit cards and investment accounts and a few other accounts. i been using mint since this past summer. works great and the interface looks good too. know about the Android app. not sure if iphone has one but they likely do.

Yea you can link other accounts with BofA as well... It'll itemize your spending like the OP and give you estimated net worth.