GOP gonna to starve future old people?

[David_TheMan]

All your examples don't really prove SS is a 'scam' or 'ponzi' tho... SS was never meant to be the only retirement fund americans used.
Sounds like your arguing for pensions to be required by the gov't for employers to provide to employees that they both pay into?

I literally posted 4 videos that specifically showed how SS is a ponzi scheme.

The examples that you quoted me on are simply stating better alternatives to SS.
----

No I'm not arguing for pensions. I literally wrote what I'm arguing for.
I'm arguing for the replacement of medicare with HSAs and the elimination of SS with RSAs.
Medicaid given entirely to states to fund and administer.

The complete elimination of the restriction on individuals being able to use HSAs and RSAs as well.
At birth you should be able to open a RSA and HSA for your child and put money into those accounts tax free, have investments and earning from those invests, and all usage of HSAs on medical procedures should be tax free and all RSA usage after retirement age should be tax free.

 

[David_TheMan]

Unless there's some sort of universal basic income, there's gonna be an even bigger "black tax" on financially stable brehs and brehettes. More will have financially struggling parents, children and other relatives that they're gonna be compelled to help out financially.

This is an assertion with literally no attempt to logically support it.

 

[lib123]

This is an assertion with literally no attempt to logically support it.

Uh if you’re paying attention to what’s going on in society (cutting social safety nets, AI replacing jobs) combined with the fact that Black professionals already disproportionately support financially struggling relatives, it’s a logical prediction.

 

[David_TheMan]

Uh if you’re paying attention to what’s going on in society (cutting social safety nets, AI replacing jobs) combined with the fact that Black professionals already disproportionately support financially struggling relatives, it’s a logical prediction.

AI isn't replacing jobs, cutting social safety nets, if they were actually cutting them why would they add another one in a UBI?
Where do you get the information that blacks professionals disproportionaly support struggling relatives?
You make a great deal of unsupported and not logically connected opinions.

 

[lib123]

AI isn't replacing jobs, cutting social safety nets, if they were actually cutting them why would they add another one in a UBI?
Where do you get the information that blacks professionals disproportionaly support struggling relatives?
You make a great deal of unsupported and not logically connected opinions.

Yes AI is replacing jobs. And as far as social safety nets I’m referring to the current administration, not AI.

Loading…

www.fastcompany.com

Are you Black?

 

[David_TheMan]

Yes AI is replacing jobs. And as far as social safety nets I’m referring to the current administration, not AI.

Loading…

www.fastcompany.com

Are you Black?

That link is full of personal annecdotes, not actual research.
Yes I am black.
I've never experienced this, you help your family if you can what what my dad said and demonstrated, but never to our own detriment.
He bought off the house he and my mom purchased in 2008 and retired in 2015.

AI isn't advanced enough to be massively replacing anyones job yet.

 

[lib123]

That link is full of personal annecdotes, not actual research.
Yes I am black.
I've never experienced this, you help your family if you can what what my dad said and demonstrated, but never to our own detriment.
He bought off the house he and my mom purchased in 2008 and retired in 2015.

AI isn't advanced enough to be massively replacing anyones job yet.

I looked you up and a bunch of posters said you aren’t Black. If you’re Black you would know it’s very common for Black professionals to help out their struggling relatives.

 

[David_TheMan]

I looked you up and a bunch of posters said you aren’t Black. If you’re Black you would know it’s very common for Black professionals to help out their struggling relatives.

Really you should have looked up the black hand proof thread where I proved I was black and then the site disabled or quit enforcing ban bets.
You claim its common I say it isn't common.
At best you would need studies to show the impact and effect.

 

[lib123]

Really you should have looked up the black hand proof thread where I proved I was black and then the site disabled or quit enforcing ban bets.
You claim its common I say it isn't common.
At best you would need studies to show the impact and effect.

If you Google there’s research behind this. It’s even been labeled the “black tax” and given as a reason why many Black professionals struggle to build wealth.

 

[David_TheMan]

If you Google there’s research behind this. It’s even been labeled the “black tax” and given as a reason why many Black professionals struggle to build wealth.

black tax has been used for a lot of things, this is a relatively new meaning thrown behind the term.
So why don't you link me an actual study to it.

 

[lib123]

black tax has been used for a lot of things, this is a relatively new meaning thrown behind the term.
So why don't you link me an actual study to it.

I already provided an article. Why don’t you Google the research for yourself?

 

[David_TheMan]

I already provided an article. Why don’t you Google the research for yourself?

You posted an annecdotal article not a study.
YOu then said there were studies and I simply am asking you to post an actual study.

 

[lib123]

You posted an annecdotal article not a study.
YOu then said there were studies and I simply am asking you to post an actual study.

Loading…

www.urban.org

Again it’s hard to believe you’re Black and unaware of this phenomenon.

 

[David_TheMan]

Loading…

www.urban.org

Again it’s hard to believe you’re Black and unaware of this phenomenon.

The phrase black tax is not located in this study.
The sample is only 26 familes that state they were middle class and then stated in the article that to them being middle class meant

Independence and Agency
Another aspect associated with being middle class was independence from support and reliance on
institutions and government. Participants underscored that being middle class meant not needing
financial assistance or subsidies from the government, other institutions, or other people.

That said nothing in the study you provided argues what the existance of the black tax as you defined it and the study itself isn't even about economics, its about identifying the black middle class as an entity to further study.

 

[Field Marshall Bradley]

You posted an annecdotal article not a study.
YOu then said there were studies and I simply am asking you to post an actual study.

Obviously you’re white washed and grew up around honkeys…. Every red blooded nikka in Alabama knows that it’s common for us to help family members of lesser means, especially our elders….