I still don't know why you can't purchase older games using your Microsoft balance or even get the free games you're awarded for having Gold....WITHOUT adding a fukking credit card?A quick log in on a 360 negates all this, but let's be frank, ain't everybody looking to keep a bunch of consoles around like me just to have to reach around this bullshyt hurdle.
I swear I wanted to download Portal since its free this month with gold but I said fukk it because of MS wanting my CC info until I saw this post. I connected my 360 and it worked 
dap+rep