As a 28 year old, I always feel that i'm behind or that I don't have what I should or enough saved up. Honest answers would be appreciated along with tips and tricks you learned to help yourself budget, manage, and grow your money.
Bro I just started investing 2 years ago and I’m 37 don’t worry about what everyone else is doing just start somewhere. Earn more and cut down on your expenses. The market is fukked at the moment so now is a great opportunity to buy!
Basically need only 3-6 months living expenses and ideally the rest should be invested otherwise the cash just sit in an account doing nothing.
if you’re not familiar with investing in individual stocks you can invest in some ETFs or bonds would be even safer so you’re getting some return on your cash.
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