How much you owe in credit card debt right now?

[Scustin Bieburr]

$500

 

[Thavoiceofthevoiceless]

0 because I always try and keep my credit cards paid off every month.

 

[Knowledge]

0 because I always try and keep my credit cards paid off every month.

This is the way

 

[Scustin Bieburr]

0 because I always try and keep my credit cards paid off every month.

I try to use the card instead of my bank card so I can get points so I pay it off every paycheck

These next 5 days gon feel long AF

 

[Thavoiceofthevoiceless]

I try to use the card instead of my bank card so I can get points so I pay it off every paycheck

These next 5 days gon feel long AF

My bank card rewards system is complete ass, so I just use my Chase card instead. It’s a good thing you posted this thread as I completely forgot that my credit card bill is due today lol.

 

[Creepn]

This is the way

Is it? Everytime I paid my cards off in full my credit score goes down. When I don't, my score goes up and I get limit increases as long as utilization is under 30%. It kinda pisses me off because I'm getting docked for being responsible.

 

[humminbird]

none thank god

 

[85 East]

$50

 

[Scustin Bieburr]

Is it? Everytime I paid my cards off in full my credit score goes down. When I don't, my score goes up and I get limit increases as long as utilization is under 30%. It kinda pisses me off because I'm getting docked for being responsible.

How much you spending tho? If you never spend more than $500 on a card with a limit higher than 2K and you're really paying that off in full IMMEDIATELY, you know they aint gon like that

 

[Bud Bundy]

100000

 

[Spectre]

I use credit cards like debit and pay off in full every chance I get.

Keep the amount to under 30% of the limit. Credit Score is up and it's stuck.

But I'm about to get a new suv this year and car loans ain't fun

 

[Smokin Rider]

I only buy gas and pay it off every month, been doing that for 4 years and my score went from 580 to 750

 

[PortCityProphet]

$28.99

 

[Creepn]

How much you spending tho? If you never spend more than $500 on a card with a limit higher than 2K and you're really paying that off in full IMMEDIATELY, you know they aint gon like that

Since I use it for everything like bills and entertainment, the average is up towards a thousand monthly. So the answer is to keep it under $500 for now on?

 

[Alvin]

$500

A lot, one should be paid off relatively soon though. Majority of my refund going towards my debt as well.