I want to apply for a credit card. What should I roll with?

[flea]

I need a credit card, dont know which to get though. I'm good at paying bills on time and all that i just never had a credit card and I need one now. I dont want one that's going to fukk me over too much (I'm sure they all do). I need all the advice i can get, I want to apply for one by the end of the day.

 

[CantStop]

A stool to speak face to face with the lady at the counter you pocket size mexican.

 

[winb83]

I need a credit card, dont know which to get though. I'm good at paying bills on time and all that i just never had a credit card and I need one now. I dont want one that's going to fukk me over too much (I'm sure they all do). I need all the advice i can get, I want to apply for one by the end of the day.

get one at your credit union. ask for a $500 to $1000 limit and only use it to pay bills then pay it off every month. other than that don't fukk with credit. its a hustle to milk you dry of money.

 

[Dr.seuss Swag]

Have good credit already

Long as you got a good credit history you're good

I'm not sure what credit card tho, I have an bank of America visa

Works fine by be

 

[flea]

A stool to speak face to face with the lady at the counter you pocket size mexican.

ouch

 

[jalamanta]

A stool to speak face to face with the lady at the counter you pocket size mexican.

 

[observe]

Anything less than a black card is shyt I don't fukk with

 

[Michael's Black Son]

dont

 

[stealthbomber]

A stool to speak face to face with the lady at the counter you pocket size mexican.

:dylanwhat:

 

[Lucy]

Go to your Credit Union and get what I believed is called a "secured credit card". With a secured credit card, you put down (out of your own pocket) a spending limit and of course, you still have to make payments on it like a regular credit card. It allows you to build your credit up (it still gets reported to credit report agencies: Equifax, TransUnion, Experian) while not overspending because you have to put the money on it from your wallet.

Honestly, I wish I had of done the secured credit card route instead of taking up that Capital One credit card at age eighteen. -_-

Once you're ready to "grow up" in terms of credit cards, get a Visa via your Credit Union.

Whatever you do, keep good on your credit because credit seems to determine so much these days.

 

[SwagmundFreud]

I have a credit score of 700 should I get one?