If your credit card isn't paying you you're doing it wrong

[TLR Is Mental Poison]

Black + 750 = easy small business loan if you know what you doing. Might wanna consider jumping into entrepreneur lane if you haven’t already.
If you wanna make the most of Trump, it’s the way to go

Eh my side gig is going well. If I need anything it's more time, not more money. What I really need to get together is an LLC. But we already write shyt off and get a good bit of tax money back from our side hustles. But thats another thread

 

[YamakaSmacker]

I think it's the BoA rewards card. The catch is you have to keep a minimum balance across accounts and its pretty high. But yea there are a lot of options out there that you prob dont need to keep a balance on

Boa cards are meh. I have 2 cash rewards cards and a balance transfer card with them. Also have multiple amex with no annual fees but the rewards points aren't as good as my chase which has a $100 annual fee

 

[R.E.N. Spells Ren]

I just checked my rewards summary... I paid zero interest (I pay it off every month), zero membership fee and got back $900 in cash rewards

People talk about debt being the devil... avoid it at all costs!... fukk all that Get your FICO up, these companies are literally paying to have customers who can pay their bills on time.

It's so simple. I've been preaching this for years. It's why I don't have a debit card and use cash as infrequently as I can.

If there's no charge for using credit, I'm swiping every time

 

[LiIZaneFan1978]

what card can amass $900 cash back in a year?

i get like $250 back from Costco, $200 from amex, another 80 from Discover, etc

$900 on one card tho?

 

[psgchisolm]

Paid off all my cc debt from when I was doing badly and maxed it out. Now I use it for my everyday purchases and plan on paying it off at the end of the month unfortunately it's only 1% cashback

 

[TLR Is Mental Poison]

It's so simple. I've been preaching this for years. It's why I don't have a debit card and use cash as infrequently as I can.

If there's no charge for using credit, I'm swiping every time

The other upside is if you charge everything on credit that keeps your cash accounts safer. Any fraudulent charges won't hit your actual accounts

what card can amass $900 cash back in a year?

i get like $250 back from Costco, $200 from amex, another 80 from Discover, etc

$900 on one card tho?

Everything I spend goes on my card. I think I even have my phone bill and car insurance on my card. shyt adds up fast