In the market for a necklace + pendant

[NeilCartwright]

So im 21, no credit, and in the market for my first chain. Stopped by Kay Jewelers to price check an Ankh pendant and sign up for a rewards card.


They told me a 24 in 14k rope chain would run me about $599 and the pendent would be about $120. This is my first time trying to get a quality piece of jewelry not from the corner store.


They also told me the payments would only be 60 bucks a monthBut told me i only qualify for layaway and not credit, so i can pick it up after im done making payments for 13 monthsI was trying to have it by the beginning of the Fall semester (August) Is there another way i can cop this?

 

[unit321]

So im 21, no credit, and in the market for my first chain. Stopped by Kay Jewelers to price check an Ankh pendant and sign up for a rewards card.
They told me a 24 in 14k rope chain would run me about $599 and the pendent would be about $120. This is my first time trying to get a quality piece of jewelry not from the corner store.
They also told me the payments would only be 60 bucks a monthBut told me i only qualify for layaway and not credit, so i can pick it up after im done making payments for 13 monthsI was trying to have it by the beginning of the Fall semester (August) Is there another way i can cop this?

Yeah. Get a job and save up for it. It is a bad idea to put it on layaway. That is how poor people think. You want to learn how to save up money through a bank savings account, not holding up money in various layaway accounts.

 

[Money Be Green]

Just go the middle of the mall and cop a chain for cheap. My man Habibi been hooking a nikka up for years