Its one of the bills you HAVE to pay.. Even before cable, cellphone, wi-fi etc...
I've only been sued one time in my life.. I let my insurance lapse for a couple of months in my early 20's and my girlfriend at the time was driving my car and got into a harmless fender bender.. No real damage but the cops came and took both drivers information...I thought nothing of it...
About 3 months later a cop came to my door with a Certified letter (fyi these are never good) about how I was being sued for like $12,000 in medical bills this person had received in this so called accident.. Me being young and dumb said "fukk em" skipped the court date and then one day a couple months later went to use my ATM card on a pay Friday and the machine ate my card and wouldn't give it back..All of my assets were frozen...
Long story short it cost me a grip and took me years to rebuild my credit...
Even if its the min liability PAY FOR THAT SH1T...Or you might REALLY have to pay for that sh1t...