This is obvious and common sense
Asians, Arabs, Somolians, Jewish, etc all do it in America
5 people pool their money until 1 gets to 500k in profits from their small business or real estate investment....Then continue until all have reached their monetary goal
And you got White college kids starting Hedge Funds, Venture Capital Funds, Private Equity Funds, etc. Which is basically the same concept
Capitalism has been alive and well since the 1600s. But somehow in 2022 we still are clueless on how to profit from it. Pretty sad