Is there a way to get a reasonable car note with poor credit?

[BrothaZay]

Think my credit is 500 right now or some shyt.


I want a big body 2017 benz but I'll settle for a nice Sonata or Toyota Avalon.


By the way, what car would yall choose out of Sonata or Avalon

 

[Gold]

Outside of a very high down paymnent or using a military based credit union (assuming you've served)... no not really

 

[BrothaZay]

Outside of a very high down paymnent or using a military based credit union (assuming you've served)... no not really

What is "very high"

 

[Splash]

I mean yeah but the Interest gonna be like ridiculous

 

[Gold]

What is "very high"

20-40%

If not, as @BigHench said you're going to be paying over 20% of that in pure interest alone

 

[BrothaZay]

20-40%

If not, as @BigHench said you're going to be paying over 20% of that in pure interest alone

What would you do?

 

[Gold]

What would you do?

Buy a cheaper vehicle. Pre-owned, certified, nothing over 10k.

I would bring 3k to the table at the very least

 

[Regular Developer]

You can check with Capital One Auto. From what I understand, they tryna get in the auto loan game, so their trying to offer pretty good rates for loans. But it may be a combination of how much you put down and how much the car is going to be bought for.

 

[Apollo Creed]

 

[Sonic Boom of the South]

By the way, what car would yall choose out of Sonata or Avalon

my mom got an Avalon

it's decent

go to DriveTime or Driver's Select

 

[Collateral]

Before you even think about getting a loan you need to know your exact credit score. With that shytty ass credit score you think you have you're gonna need a hefty down payment and most likely a cosigner. You ain't getting no Sonata and damn sure no Avalon without paying like $600 a month.

 

[Geek Nasty]

Have bad credit and ask for advice on how to make more bad credit decisions brehs

 

[The Infamous]

With that credit score, I would recommend taking the bus.

 

[the artist known az]

Get the best running car for the least amount of money & fix your credit

In order to fix your credit, we need to know how you fukked it up

 

[Collateral]

Get the best running car for the least amount of money & fix your credit

In order to fix your credit, we need to know how you fukked it up

I wish I had done that instead of taking out a car loan stack up like 10k, cop a nice 06-07 Accord with low mileage for like 7k, and have some bread left over for maintenance. The best thing you can do is avoid acquiring unnecessary bills