Man, I know some people who got a bunch of shít and never made anything but the 1st payment. They found out they're coming for their money, and folks got the nerve to be outraged
Get 'em, Klarna
People that skip out on bills make services like that tougher on the peope who actually do honor the payment plan
Indeed, this used to be called 'lay away' but u didn't get the products until final payment, current gens are not about delayed gratification and it shows
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