Maybe you're just a late bloomer.
I'm in my 40's and just hitting my stride...Family, cars, house, 6-figures, accolades...
When I was in my 20's I was making 90 dollars an hour and trying to figure out who I could have sex with.
shyt, I wasn't even thinkin about eating...just fukkin.
So you're already ahead of the game compared to me...at least you're thinking about shyt already.
Keep at it, you're on the right path.
That's all I got...someone else will take it the rest of the way bruh...stay tuned.