Medical Insurance question

Sunalmighty

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Oakland, Ca
we are renewing our benefits for next year, and Comcast offers Kaiser and Blue Cross, i believe.

i have always had Kaiser for our familiy.

beginning next year, a deductible of 500.00 per family kicks in. once that is met, they cover 90% of the cost of the service that requires you meet the deductible.

few years back, i had 2 surgeries and 300.00 bucks out of pocket for each, but now everything is increasing. our plan is decent, after the 3rd person under the kaiser/comcast plan, everyone else receives FREE health care.

am i overreacting about the deductible?
 
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