nikkas still paying rent over a mortgage is crazy in 2025

[Mystic]

terrible analogy and you're wrong on both parts

You still eating chicken nuggets fam?

 

[SupremexKing]

Even with a FHA loan you’re coming out of pocket for over 2 grand easily for a 350k dollar home. Good luck finding a decent house for below that

depends on where ur buying

 

[AAKing23]

I'll be one of the few people to keep it real and simply say I can't fukking afford a house even if you handed me one and said just pay the mortgage because I understand upkeep exists as well.

I make above the median income for my area by about 20% and live downtown in a nice area (renting) and its not really feasible to purchase a house as a single person with no kids. I used to work in mortgage, I know what type of hoops people have to jump thru to own if you aren't excessively breaded and ehhh. I'm not so

looking down on people renting or callin them dumb or wasting their money is kind of goofy though. everyone situation is diff and if you come from the hood like me having a roof over ur head in a good neighborhood that is all your own is a blessing in itself.

I consider myself papered up (Don’t make 6 figures but I have 6 figures, no debt, no kids, 750+ credit score) and I cannot afford it.

Cannot imagine how the average person can

 

[ScoopNScore]

Sign of the times - 10 years ago this thread woulda been dapped up n 5 starred - still remember threads about tenants taking Ls and posters would say "Homeowners don't got these problems "...now? Script been flipped

 

[The Pledge]

Golly Gee I guess I should go buy a house then.....I only need 500k

Breh, 500K that’s nothing

Chump change

 

[Peruvian Connect]

You still eating chicken nuggets fam?

every chance i get, premium breast meat. I ain' gonna lie though some hot fresh McNuggets makes everything right with the world Same with the s[icy nuggets from Wendy;s. Good eats.

 

[Peruvian Connect]

You are a guttersnipe.

Put me on ignore my words aren’t for you.

I love my section 8

 

[Menna]

I love my section 8

I love you guys

 

[Wild self]

Landlords are the problem. They are making THE MOST MONEY EVER IN HISTORY, AND STILL COMPLAINING. They deserve no sympathy.

 

[ItsPeople]

Getting that 20% down payment isn't easy. If you looking at a $250k house, that's $50,000.

Of course you could use the FHA loan but expect to pay more on the mortgage.

That’s why you start saving young. 50k is 400/m for 10yrs, that’s nothing. And that’s raw saving, not counting any safe low risk investments.

 

[Heafcliffe]

No judgment regarding anyone's circumstances but I am glad we got this house a decade ago.

 

[Vodun]

its cheaper living overseas. once i started traveling i will never own a home in the US