No amount of budgeting and not eating out is going to make up for the fact that we don't make enough money.
- Thread starter Sad Bunny
- Start date
Throwbacksample
All Star
Its a combination of both. Things are rising in prices but people still live beyond their means. I deal with peoples credit everyday and the amount of store credit cards I see.
PortCityProphet
Follow me to the truth
But eating out is how I make my money 
Saysumthinfunnymike
VOTE!!!
The #1 thing people need to do is rid themselves of credit card debt. That's how people get buried.
Dave Ramsay method may serve people well right now.
Are things really this bad???
Didn't someone post a thread saying the average black household makes 45k a year?
I can imagine someone making that much is either struggling to stay afloat or starting to get into debt.
Even if they can pay bills now, they need to account for the cost of living increasing in the future.
Making 30 dollars per hour is not that hard
Dak Pickscott
Shout out to Dallas my bih is a star
hit the nail right on the head
Agreed. I ain’t no boot straps type but I really know my ordering out traveling and Nike addiction is the reason I didn’t save earlier this year lol
Two part time fast food jobs. People just lazy dog.
I’d work a warehouse 7-3 then McDonald’s 4-10 if I had to.
AquaCityBoy
Veteran
Nope. If you lazy, entitled millenials would just stop buying Starbucks and eating avocado toast maybe you wouldn't be having problems with the stagnant wages, increasing inflation, record high gas prices, crippling student debt, and being locked out of the housing market due to being outbid by foreign investors and multinational corporations. 
In the last 2 years home prices have went up $200k plus, nikkas rent have almost doubled. You see the prices of used cars! If you was already budgeting at those prices you have zero chance making it now. He’s right, them Jordan’s, that iphone, and occasionally enjoying yourself would have no affect on that. shyt escalated too quickly.
But this is the coli so I know how this thread will go. nikkas think canceling that gym membership and their Hulu subscription will make a difference.
But this is the coli so I know how this thread will go. nikkas think canceling that gym membership and their Hulu subscription will make a difference.
Pure Water
Veteran
Fixed that for you. I've done nothing but make money using my credit card. I've never owed any interest on any of my credit cards.