Student loan forgiveness

Scott Larock

Its hard leaving thecoli but I gotta find a way...
Joined
Mar 11, 2013
Messages
8,678
Reputation
350
Daps
18,031
Reppin
Hell
Anyone know any ways to do this? I have loans from 99 that I need forgiven. What programs can I try?
 

JahFocus CS

Get It How You Get It
Joined
Sep 10, 2014
Messages
20,461
Reputation
3,755
Daps
82,444
Reppin
Republic of New Afrika
The usurers have the game on lock with very few loopholes, there's really no getting out of it by playing their game. There are some programs like doing TFA/teaching/international service that can get reductions or forgiveness too if I'm not mistaken, but I'm not sure if the window on that has passed since you're talking about loans from 1999.
 

Scott Larock

Its hard leaving thecoli but I gotta find a way...
Joined
Mar 11, 2013
Messages
8,678
Reputation
350
Daps
18,031
Reppin
Hell
My loans are federal, not private from 99:mjlol:
 

Scott Larock

Its hard leaving thecoli but I gotta find a way...
Joined
Mar 11, 2013
Messages
8,678
Reputation
350
Daps
18,031
Reppin
Hell
I got sickle cell which is technically a disability but I work full time still but I'm physically limited. Wondering what I can do.
 

acri1

The Chosen 1
Supporter
Joined
May 2, 2012
Messages
26,658
Reputation
4,737
Daps
122,417
Reppin
Detroit
They can ONLY be forgiven if you are a public worker for 10 years or more straight.

https://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts/public-service


The best you can do is get a different repayment plan established.

https://studentaid.ed.gov/repay-loans/understand/plans

Pretty much this.

Outside of the public service program, your loans will NEVER be forgiven. Even if you go bankrupt, they'll still be there. Best you can do is setup an income-based repayment plan, or apply to get them deferred due to financial hardship.
 

Yapdatfool

Superstar
Joined
May 5, 2012
Messages
8,902
Reputation
1,366
Daps
23,556
Reppin
NULL
Pretty much this.

Outside of the public service program, your loans will NEVER be forgiven. Even if you go bankrupt, they'll still be there. Best you can do is setup an income-based repayment plan, or apply to get them deferred due to financial hardship.

Look out for 'dat accrued interest when deferring, depending on how long you defer it, it will stack and you must pay it off BEFORE paying the principal.

https://studentaid.ed.gov/repay-loans/deferment-forbearance#loan-during-deferment
 

Jello Biafra

A true friend stabs you in the front
Supporter
Joined
May 16, 2012
Messages
46,184
Reputation
4,958
Daps
120,924
Reppin
Behind You
Pretty much this.

Outside of the public service program, your loans will NEVER be forgiven. Even if you go bankrupt, they'll still be there. Best you can do is setup an income-based repayment plan, or apply to get them deferred due to financial hardship.
That 2005 bankruptcy law was so shytty with the nonsense that was added in to reform a system that really wasn't broken. His fervent support of that law is one of the multitude of reasons I have no use for Joe Biden.
 
Top