Anybody know how to remove paid charge offs? Specifically from Cap1
See my post above yours...I was dealing with DirecTV on some bullshyt ass "balance" I owed, they wound up sending it to collections, I disputed, it fell off only to reappear under a different CA about 2 months ago..I said fukk it, called DirecTV directly and was told if I sent them payment, it would never hit my credit report..Of course it wound up hitting it..Dropped the shyt outta my FICO, AGAIN!
I wound up sending DirecTV's office of the president this long ass email about how I'm a single father looking to purchase my first home, etc etc and if he could see it in himself to contact the CA to remove the paid collection from my report..Dude (or someone in his office) called me back that same day and got everything taken care of for me...
Reach out to the original creditor breh, write a nice ass email about how the paid collection is effecting your ability to take the next steps in your day to day life..Bascially beg for mercy, that shyt just might work for you cuzz..
Good luck....
PS: Get EVERYTHING in writing when dealing with original creditors/collection agencies..They will lie to you like they never told you some shyt just because they can...fukk that shyt, if they promise to pay for delete, have them send it in email or letter via USPS...
