Yup. W/ T-mobile theres unlim plans as low as $45 a month I think.
W/ Tmobbile and these other companies where you break the phone down into installments there is no ETF, if you cancel your service before you're done paying for the phone you just have to pay the remaining balance on the phone. If you dont pay the balance then they might blacklist it.
No he is not, when they break the phones down into installments you dont pay any interest. So technically it IS an interest free loan. He IS buying the phone outright, its just broken down into installments. Phone is $600 retail, his payments will equal to $600 retail.
Here's the deal. They did away with the ETF since they allow you to pay for the phone installments. T-Mobile was the first to go this route when they initially re-branded themselves as "uncarrier" ...However, if you cancel your service plan before the device is paid in full the remaining balance on the phone becomes due[this is true for both ATT and T-Mobile, you have to keep their service if you want to keep paying installments], which is basically the same as an ETF, the only difference is that the carrier no longer subsidizes the phones, so they no longer have to eat the costs when you stop paying your bill. The device still gets blacklisted if you don't pay. There's no getting a free $500+ device, it's a pipe dream. So there are no more contracts to lock you into, and have you pay ridiculous bills for 2 years+ which never decrease even AFTER you're done paying for the device. You can now pay in installments with a fixed minimum price, but no maximum, so you choose how much you wanna pay per month. You can pay off the phone in 3 months or 20 months, it's all up to you.
This nikka claims he filed an insurance claim for a phone that's not on his account and without giving the insurance company an imei. He thinks the imei only gets put in the system when the phone is "activated" with a sim card. The thing is, the phone ain't leaving the store without that imei being tied to an account. It doesn't matter who sticks their sim card in after it leaves the store, because it will work until it's blacklisted. He's either lying or he doesn't understand how the system works.
Copped a iphone 6 with my next upgrade. Only 32$ for taxes. Sold it for 900. Got a insurance claim for 199$(Got to wait a week or so. Obviously it's backordered)
