Most Americans Consider Themselves Middle-Class. But Are They?
Chances are that you believe you are in the
middle class—nearly everyone in the United States does. Doctors and lawyers believe they are middle-class; so, too, do welders and waiters. In a
2015 Pew survey, only 10 percent of Americans said they considered themselves lower-class and just 1 percent thought they were upper-class.
Earnings have been flat or stagnant for many middle-class workers in the United States while
health care,
education, and
housing costs are rising. Surveys show that Americans accurately perceive these pressures too and share a broad belief that the middle class is struggling. Seven in ten respondents to a
Northwestern Mutual survey said that the middle class was staying the same or shrinking. One-third said the middle class might disappear entirely.
Surveying individuals about class status is one of the common ways that researchers can learn about who considers themselves middle-class, where they fall within the middle class, and why they consider themselves middle-class. There are two other primary strategies: Focus on the share of total income earned by the middle 60 percent, or define “middle class” with upper and lower income limits and see who falls in that zone.
As we explore in our recent
paper, each of these methods have their limitations, but each also reveals a different facet of the decline of America's middle class: either the shrinking membership in the middle class or the reduction in aggregate middle-class income.
Survey Says: The Middle Class Knows It Is Struggling
The most straightforward way to find out who is middle-class is to just ask them. One weakness of population surveys, however, is that how people define
middle-class varies. For many Americans, the term evokes specific attributes, such as thriftiness and dedication to work. Others define it in relation to income; in the minds of many, those in the middle class are likely to have some retirement savings, own a house, and send their children to college.
Chances are that you believe you are in the middle class—nearly everyone in the United States does.
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Yet even as large majorities call themselves middle-class, they also believe that the middle class is segmented. Significant numbers of respondents say they are either “lower middle-class” or “upper middle-class.” This suggests that people believe the middle class is much broader than most researchers would demarcate it. If the lower and upper middle-class people are reclassified into the lower and upper classes, respectively, as
Pew researchers did in 2012, that yields a much more sensible assessment. As shown in Figure 1, with that adjustment, just shy of 50 percent of the population would be truly middle-class. (Notably, Black and Latinx respondents were far less likely than white respondents to identify themselves as belonging to the middle and upper classes, a topic that deserves further attention.)
Figure 1: Proportions of Self-Reporting Membership in Lower, Middle, and Upper Classes, by Race and Age
Lower class Middle class Upper class
All Adults 39 47 12
White 35 49 16
Black 51 41 7
Latinx 48 46 5
Lower class Middle class Upper class
18 to 29 46 43 11
30 to 49 40 48 13
50 to 64 38 48 11
65+ 35 47 17
Source: Pew Social and Demographic Trends, 2015. Note: “Don't know” was also a response option (not presented). Numbers might not add to 100 because of rounding .
Getting a Smaller Slice of the Income Pie
The second common way of defining who is middle-class
divides the population, typically into quintiles, and examines the share of the nation's total income taken home by the middle group (in our case, the second, third, and fourth quintiles).
U.S. Census data (Figure 2) reveals how much income—including investment income and earnings—the middle 60 percent took home over time. From 1967 through 1987, it exceeded one-half of the country's income. By 2019, that share had fallen to 45 percent.