OfTheCross
Veteran
For many working-age Americans, medical bills are only a small part of the burden of getting sick; lost income can be a much bigger cost. In other words, fixing health insurance alone isn’t enough – and may even do less to improve patients’ financial security than policies that would insure against lost income.
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In the U.S., a huge gap exists between paid sick days, which can cover some short-term medical issues, and long-term Social Security Disability Insurance, which requires applicants to be out of the labor force for at least one year and comes with large barriers to going back to work. Just 39% of American workers have access to short-term disability insurance, a benefit available to just 15% of part-time workers. Most of these workers live paycheck-to-paycheck and can't afford to lose their income for even a short period of time.
Bloomberg - Are you a robot?
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In the U.S., a huge gap exists between paid sick days, which can cover some short-term medical issues, and long-term Social Security Disability Insurance, which requires applicants to be out of the labor force for at least one year and comes with large barriers to going back to work. Just 39% of American workers have access to short-term disability insurance, a benefit available to just 15% of part-time workers. Most of these workers live paycheck-to-paycheck and can't afford to lose their income for even a short period of time.
Bloomberg - Are you a robot?