Two thirds of Millennials have nothing saved for retirement

NeilCartwright

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you surprised???

hell if you live in san francisco or manhattan alone and paying $4,000 a month in rent and paying student loans back i doubt any money being saved ( THIS IS THEIR OWN DOING )

then i also look at the other side, the poor people side..when you poor and have little education and all you know is working and pay bills and nothing about savings then of course you might not have money save.

one big issue especially for blacks is that our grandparents and parents don't leave nothing of value behind like their home or life insurance policies for the benefits of their children
Not always their fault though.

I’m 24 and my grandparents in the south we’re sharecropping, and dealt w/discrimination.

Only one grandparent came out aight bc he was drafted, and got a pension from the army. Ironically enough the whole reason behind drafting him was hoping his poor black ass would get killed in Vietnam. He made it out though.
 

Skrilla

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Here's the truth, and i'm not going to act like i was born knowing this or even taught this, i had to basically figure this out in my early 20s;

Making money, keeping money, and then multiplying money requires a monster commitment, dedication, and an obsession with growth.Don’t be a mere spectator when it comes to making money. Be deep out on the field trying to score.

There's money to be made. There's not a "shortage" of money. You just have to know how to get it and grow it. But as i scroll through this thread, i see most brehs saying, "why should i save? i might not even make it to 40" and to be honest, i mostly see us saying that YOLO crap, not whites and asians etc. Also see brehs saying "it's impossible to stack money" while they're typing this from their iPhone

You just have to think outside of your "conventional" box. I take the attitude that money is everywhere. There are ppl who have money, and want to spend it, if you have a service or product that someone wants, someone will buy it. And if business isn't for you like that then you can be an investor etc.

You want revenue? Instead of being obsessed with never having enough, focus on how much money there is in the world and on getting in front of those people who need what you’re offering. You can be in the States and get money from someone in Japan right now. If you tell yourself you can't, of course you won't.

Money is everywhere, and my goal is to get and keep mine. And as of right now, i'm not a big spender, but I COULD spend a lot of it if i want and still have money left, and more coming in (passive income)

Brehs need to flip that consumer mindset into a producer one.
 
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