wat yall think?

[ejthompson23]

I just got approved for a 23k auto loan at 18% apr since my credit aint too good...I see a 2013 Cadillac ats with 40k miles for $18k...good move or nah...help your breh out brehs I've never financed a car before...

 

[alpo]

Nooooooooo

 

[ejthompson23]

Nooooooooo

What's the bad part, the car amount or the APR? I was advised to do it and make payments on time for a year and then refinance at a lower rate...I gotta build credit somehow...my shyt is 485

 

[alpo]

Do you really need a car now??

 

[ejthompson23]

Do you really need a car now??

Me and my girl sharing cars and we work on opposite ends...I gotta leave work early to pick her up...get dropped home...and she got night school...dat gas money burning a nikka pockets...soooo yea I need one bt I can hold on till income tax...

 

[alpo]

Me and my girl sharing cars and we work on opposite ends...I gotta leave work early to pick her up...get dropped home...and she got night school...dat gas money burning a nikka pockets...soooo yea I need one bt I can hold on till income tax...

What wrong with your credit??

 

[ejthompson23]

What wrong with your credit??

When I was 19 fresh out of high school I aint give a Damn so I was wreckless...now that shyt biting me in the ass...I got good income bt shyt credit....

 

[Taadow]

Me and my girl sharing cars and we work on opposite ends...I gotta leave work early to pick her up...get dropped home...and she got night school...dat gas money burning a nikka pockets...soooo yea I need one bt I can hold on till income tax...

Cuzzo - you don't want no 'Lac if you trippin' off gas money!

Better go holla at a Prius...

 

[alpo]

When I was 19 fresh out of high school I aint give a Damn so I was wreckless...now that shyt biting me in the ass...I got good income bt shyt credit....

What you need to pay??

 

[ejthompson23]

What you need to pay??

I owe 2 banks like a stack...2000 school loans...cellphone bills frm way back...and Comcast frm 4 years ago...

 

[ejthompson23]

Cuzzo - you don't want no 'Lac if you trippin' off gas money!

Better go holla at a Prius...

But that lac get 33MPG highway...I gotta a 2009 Malibu now and I spend $50 a week at least gassing up...dats 200 a month nikka another car payment lol...

 

[alpo]

I advise to wait until income tax to get a car. In mean time if you have a credit just pay on time to get your credit score up, by the time tax season come u will be in the high 600's low 700s

 

[ejthompson23]

I advise to wait until income tax to get a car. In mean time if you have a credit just pay on time to get your credit score up, by the time tax season come u will be in the high 600's low 700s

I got no credit card..I cnt even get approved for one...not even a secured one...one of my homeboys was in the same boat...he got a $20k loan at 22% APR...he payed on time for a year and later refinanced at 8%...I figured I can try that too...his credit shot up 100 points in that year...

 

[alpo]

You call some

I got no credit card..I cnt even get approved for one...not even a secured one...one of my homeboys was in the same boat...he got a $20k loan at 22% APR...he payed on time for a year and later refinanced at 8%...I figured I can try that too...his credit shot up 100 points in that year...

Get a credit union

 

[ejthompson23]

You call some

Get a credit union

I planned on visiting one on Monday...bt I heard they can be just as tough...btw what's your credit score breh?