freshman year at UCLA day after move in day. my college fund was enough to cover everything in-state at UConn for 4 years. parents gave me a choice and said i could go out of state to UCLA and use that money 'til it runs out (which would have been 2 years) and then i would need to figure it out after that. so i started working part-time immediately so that 4 years of part-time work and being an-instate resident by my sophomore year, filing as independent, getting a pell grant based on my own income, etc. graduated with no debt.