What changes once you get an 800 or above credit score?

[Sad Bunny]

My friend says that his life goal is getting an 800 so I was just wondering

Is getting an 800 credit score similar to the "renting a car at 25" milestone?

 

[Lil Bape the PostGod]

All I know is I’m always stuck between 770-780...shyt fluctuates 2-3 points between there all the time...I have no idea what I gotta do to get to the next step

 

[hashmander]

same as when it's 780 i guess. you can buy cars at 0% interest. interest for any loan is lower. that's real money in your pocket.

when things say "for well qualified customers" ... that's you now.

 

[Obreh Winfrey]

Everything :moneycall:

 

[Standing on business]

After 750 nothing really matters, youre already getting the best of the best rates

 

[young3000]

They greet me at establishments with a glass of champagne and slippers

 

[Rawtid]

After 750 nothing really matters, youre already getting the best of the best rates

And it only matters if you’re borrowing money.

 

[Pimp]

My score has been 832 for a while now. You just get better deals than you did before..

 

[Fat Fred Jones]

After about 760, you'll pretty much qualify for the lowest rates. However, your credit score is only part of the equation when getting loan approvals. The debt-to-income is a crucial part of credit decisions. Some banks will allow for less income if the scores are higher. In addition, the higher your score, the bigger the cushion. You can have a 763 and drop down to the next tier by getting one too many inquiries or allowing too high of a balance to report. If you're sitting at 808, you'd have to have a few things go wrong to get knocked down to 750.

 

[KyokushinKarateMan]

Those random promotions you receive in the mail ...they change..

 

[Tres Leches]

After 750 nothing really matters, youre already getting the best of the best rates

I’m like 2 pts away from 750

 

[ThaBronxBully]

Food Tastes Different, The Sun Shines Brighter, I Got An In-House Midget With A Credit Score In The 600’s That I Use As A Foot Stool

 

[Cel 510 kid ados forever]

U have access to everything u ever wanted in life.

 

[Wildhundreds]

High credit isn't what its cracked up to be, if you're black..

They look at so much shyt besides the score, like debt to income ratio and credit balances to available credit ratio..

If they want to screw you over, even with your prestigious credit score, they'll find a way..

 

[Originalman]

White people treat you like a king when they run your credit score...