What is your most used credit card and why?

dj-method-x

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Chase Saphhire Reserve - don’t like how they changed things a bit this year though.

American Express Blue Business Cash is really good if u have a business. 2x Points on every transaction for the first 50k

Chase Business Ink - 1.5 x points on everything forever

I currently have around 180k points between all cards


:wow:
 

Formerly Black Trash

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Chase Saphhire Reserve - don’t like how they changed things a bit this year though.

American Express Blue Business Cash is really good if u have a business. 2x Points on every transaction for the first 50k

Chase Business Ink - 1.5 x points on everything forever

I currently have around 180k points between all cards


:wow:
I just applied for chase preferred
 

acri1

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I only have one and it's a plain ass Visa :manny: I can't be bothered keeping track of multiple credit cards

Most of the time I just use debit.
 

Formerly Black Trash

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I only have one and it's a plain ass Visa :manny: I can't be bothered keeping track of multiple credit cards

Most of the time I just use debit.
Yeah I have too many
Wish I just had my 3 chase travel cards
 

null

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it used to be a german visa. then it all changed.

why? well in the past ...

high control via online portal. including ability to disable/enable it.

german also means low target online, meaning simple log-in without excessive security. (no they are not protecting "my" money)

good phone support service.

german + german writing means less likely to be a target for local thieves.

lowish credit limit means that potential damage is lower.

repayment amount can be adjusted in the portal.

low paranoia so does not get auto-blocked when i travel.

no US style credit reporting .. anti-big tech .. high privacy.
 

UpNext

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AmEx platinum. I get enough value out of all the perks to come out ahead and I don't care about min maxing points like that.
 
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