Why are mortgage rates rising even after Feds rate cut?

[BlackBall]

You don’t know what you’re talking about and it’s ok.

You don’t understand consumer lending, it’s ok.

 

[Sir Richard Spirit]

Honestly they don't. Soon they drop you're going to have more buyers in the market competing for very few homes. Its good for me though since I bought my new home in the 6s

Interest rates don’t matter? Wow

 

[Loose]

Interest rates don’t matter? Wow

Housing has a supply and demand issue. For other borrowing absolutely

 

[jwinfield]

Honestly they don't. Soon they drop you're going to have more buyers in the market competing for very few homes. Its good for me though since I bought my new home in the 6s

Same.

Bought a condo in 21 at 2.75, renting that now. Bought a house this time last year at 5.99. When rates drop enough we'll refi.

 

[Sir Richard Spirit]

Housing has a supply and demand issue. For other borrowing absolutely

This is already known. It does not
Mean mortgage rates don’t matter .

 

[Samori Toure]

@Samori Toure

https://www.nytimes.com/2025/10/29/business/fed-interest-rates-decision.html

Now bow down nikka. All that dooms day reporting you doing. You don’t know what the fukk you talking about. Damn near EVERYTHING I told yo dumbass is coming true.

Doomsday day reporting? You are slow. All of these layoffs. Rampant inflation. The Trump administrators cooking the book. Think about it. You don't even know how bad things really are because Trump has closed the government and reliable reports are not be produced. reports are not

 

[Sir Richard Spirit]

Doomsday day reporting? You are slow. All of these layoffs. Rampant inflation. The Trump administrators cooking the book. Think about it. You don't even know how bad things really are because Trump has closed the government and reliable reports are not be produced. reports are not

I’m not slow. I’m special

 

[Samori Toure]

I’m not slow. I’m special

Yes you are.

 

[Loose]

Interest rates don’t matter? Wow

https://www.wsj.com/personal-finance/why-lower-mortgage-rates-arent-enough-to-make-homes-affordable-in-charts-962bb044?gaa_at=eafs&gaa_n=AWEtsqemqsxlL7Rytoi5n14ad26zH-gfuMaV6ggZgyaIiTVaECnRPdO1k8lfM7PIGls%3D&gaa_ts=6914bb48&gaa_sig=8x-bAEVByTjuPtlGmi4xPdwXyWWQl1YeYCm6WcFEDxFrsoJCwWewvT_TVNxRx24QE5s1vrR87BZDos_Z3CrQ5w%3D%3D

 

[HiphopRelated]

Doomsday day reporting? You are slow. All of these layoffs. Rampant inflation. The Trump administrators cooking the book. Think about it. You don't even know how bad things really are because Trump has closed the government and reliable reports are not be produced. reports are not

Exactly. You're not making 20 and 30 year decisions when you can't trust the numbers you're basing them on.

 

[beenz]

Same.

Bought a condo in 21 at 2.75, renting that now. Bought a house this time last year at 5.99. When rates drop enough we'll refi.

that's why the phrase to go by is "buy the house, date the rate".

 

[Sir Richard Spirit]

https://www.wsj.com/personal-finance/why-lower-mortgage-rates-arent-enough-to-make-homes-affordable-in-charts-962bb044?gaa_at=eafs&gaa_n=AWEtsqemqsxlL7Rytoi5n14ad26zH-gfuMaV6ggZgyaIiTVaECnRPdO1k8lfM7PIGls%3D&gaa_ts=6914bb48&gaa_sig=8x-bAEVByTjuPtlGmi4xPdwXyWWQl1YeYCm6WcFEDxFrsoJCwWewvT_TVNxRx24QE5s1vrR87BZDos_Z3CrQ5w%3D%3D

Nah we not gonna play this game..

The comment was interesting rates don’t matter



No way you read that article and came looking for me I’m willing to bet you never read it. Only the headline.


Here check this out it goes with the article

 

[cyndaquil]

Exactly. You're not making 20 and 30 year decisions when you can't trust the numbers you're basing them on.

Just gotta save and buy when you're ready and hope for the best.