2 million bucks right now, or $4,000 every week for the rest of your life?

[Arithmetic]

But if you had the 2 milli you could somehow still spend it after your funeral?

Thats what a Trust is for

 

[Field Marshall Bradley]

All of these people taking $4,000 weekly don't have a hustler's mentality...AT ALL.

nikka you can't be serious.... the internet is truly fantasy island.....

 

[Arithmetic]

Reason I emphasis on credit. If you make 208K yearly with excellent credit score you should be able to get higher credit line and bank loans same leverage with person with 2 Mil cash. Most small business owners after expenses and taxes would be happy to bank 200K but Coli heads want to tell you how to flip 2 Mil. What is the point leaving a stressful life working to double your money when you can invest passively without worrying about supervising others.

You won't.

 

[Field Marshall Bradley]

Thats what a Trust is for

So you getting the lump sum and don't plan on spending it?

 

[King & Duck]

Inb4 people come in here talmbout how they'll take the 2 mill and somehow, through their superior intellect and money skills, flip it into an inter-generational empire

Typical mental midget

With 2m you could buy real estate and rent out.. you'd then acquire more than 4k per month

The loose change could be used to start a business

 

[Arithmetic]

So you getting the lump sum and don't plan on spending it?

I would breh. You can manage investments through a trust.

 

[Maschine_Man]

Typical mental midget

With 2m you could buy real estate and rent out.. you'd then acquire more than 4k per month

The loose change could be used to start a business

you can do the same thing with 4k/week.

 

[Maschine_Man]

You won't.

when a bank finds out you are making 16k/month for life, they will be more than willing to give you plenty of money.

It's low risk for them, because they will always get it back from you.

 

[Arithmetic]

when a bank finds out you are making 16k/month for life, they will be more than willing to give you plenty of money.

It's low risk for them, because they will always get it back from you.

Anything can happen before then, including child support and alimony. I'm not saying 16K a month is not a lot in these times, I'm just saying 2 mil in the bank, excellent credit, and a good job on the side would immediately go further.

 

[Ronnie Lott]

Where the fukk do you live where your monthly expenditures for the essentials are 8k a month....?

The Bay Area

 

[Houston911]

Thread further proving why Jewish ppl own all the property in America

Y'all wanna play the money ball, but first of all, 4k a week is more than enough. Let's just say for the first two year you saved like you made 60 a year before tax, you should have 300k in savings after the second year. If you can't work a property deal with 300k, or have the patience to wait a decade to have that mill with extra coming then your dumbass is bound to go broke anyway.

And that's for you coli certified real estate investors only. I can't think of any reason to take a flat two million unless you were terminally ill. 2 million is not enough at all

Um

Jewish people would buy so much property with that 2 mil though

 

[Obreh Winfrey]

@thedankster

Let me clarify, assuming your parking the 2mil or the 4K weekly allotments, your going to yield a greater rate of return at the 1% on the 2 mil because it's more money that the 4k. Thats all I'm saying.

If you don't need to touch the money, or aren't a savvy investor, then take it, park it, and at the very least your up 2 mil, yielding a modest rate of return.

You need to outpace inflation or your 2 million becomes worth less and less. 1 percent isn't enough.

Typical mental midget

With 2m you could buy real estate and rent out.. you'd then acquire more than 4k per month

The loose change could be used to start a business

4 thousand per week; 16 thousand per month. That's guaranteed income. Nothing is guaranteed off of the 2 million, it's only speculative. If your investments fail you're left with nothing.

 

[Maschine_Man]

Anything can happen before then, including child support and alimony. I'm not saying 16K a month is not a lot in these times, I'm just saying 2 mil in the bank, excellent credit, and a good job on the side would immediately go further.

child support/alimony will get you either way. These courts don't care about us.

if you are just planting the full 2 mill and living off the interest then 4K/week >>>

but the fact that you are GUARNATEED income for life, the banks sees that as a safe play. probably as much if ot more than 2 mill sitting there. Cuz anything can happen with that.
couple bad investments and your money is gone.

using the banks money leveraged off your future income is much safer and can be spread out pretty good.

 

[Arithmetic]

child support/alimony will get you either way. These courts don't care about us.

if you are just planting the full 2 mill and living off the interest then 4K/week >>>

but the fact that you are GUARNATEED income for life, the banks sees that as a safe play. probably as much if ot more than 2 mill sitting there. Cuz anything can happen with that.
couple bad investments and your money is gone.

using the banks money leveraged off your future income is much safer and can be spread out pretty good.

It sounds ideal, but that is not how the bank will see it breh.

 

[MrWestGrand]

You need to outpace inflation or your 2 million becomes worth less and less. 1 percent isn't enough.


4 thousand per week; 16 thousand per month. That's guaranteed income. Nothing is guaranteed off of the 2 million, it's only speculative. If your investments fail you're left with nothing.

That's why I say there's variables, and since its hypothetical I still say take the 2mil. It's a greater infusion of cash to your overall net worth, and gives you a greater rate of return until you decide which investment strategies work best for each individuals situation.

Market fluctuation and inflation go hand in hand, so I'm taking the most conservative outlook to start.