M1 is the new kid on the block w/ the ability to buy fractions of any stock which is dope. The one 'proceed with caution' thing is that they don't have the same tenure as the other options so they are riskier in terms of being around in the next 15 years. As long as your accounts are FDIC insured, you should be good.
You probably shouldn't be trading individual stock in your IRA, but if you are, Vanguard's website/app is pretty weak. If you are sticking to buying and holding mutual funds for an extended period of time though, they are among the best in class for the set-it-and-forget-it crowd.
Schwab recently bought TD Ameritrade so they are going to be around for a while and likely have the most money to sink into future features. I use TD Ameritrade personally for my IRA but I think you're probably in good hands w/ any of these 3 depending on your investment goals/risk profile.
dora_da_destroyer
Master Baker
The approach to your IRA shouldn’t really be trading, and all the big brokerages offer close to the same mix of funds and ETFs.
I have Schwab, no issues with it, but you’re splitting hairs if looking across institutions like them, findelity, TD, vanguard
I have Schwab, no issues with it, but you’re splitting hairs if looking across institutions like them, findelity, TD, vanguard
You can go with Schwab. You can put index funds instead of mutual funds in your Roth IRA. Index funds and etfs have lower expense ratios than mutual funds.
Check out their target date index funds that self allocate the closer you get to retirement.
Last edited:
the cac mamba
Veteran
fidelity. you can pick from all their mutual funds. i have
FXAIX
FSPGX
FNCMX
FSPTX
FXAIX
FSPGX
FNCMX
FSPTX
Just opened my Fidelity Roth IRA to compliment my 403b
Ethnic Vagina Finder
The Great Paper Chaser
Why would you want a Roth? Most people don't know the difference. I try to push people to that side of the IRA force.
With a Roth you invest with after tax money and the earnings grows tax free.
NZA
LOL
i have chuck schwab. it's cool. i barely understand how to use the platform properly but basically, i just stick index funds in it and let it cook.
I also have schwab. Can get fractional on there too but limited stocks. They didnt have tesla last time I checked for instance
Insensitive
Superstar
I'm all in on Fidelity Index funds.
I'm trying to get close to zero if not zero expenses coupled with
good past performance.
I think I'm doing alright so far.
I'm trying to get close to zero if not zero expenses coupled with
good past performance.
I think I'm doing alright so far.
NeilCartwright
All Star
I’m finally gonna open up a Roth IRA with Charles Schwab when I get paid again. I already have a checking and regular brokerage account w/them so it kind of makes sense.
I agree with someone else who mentioned at this point, all the fees are pretty much the same. It’s really up to your personal preference and if you’re comfortable using the platform
I agree with someone else who mentioned at this point, all the fees are pretty much the same. It’s really up to your personal preference and if you’re comfortable using the platform
