If you had to choose RIGHT NOW, would you choose:
1) $800,000 USD
2) 810 Credit Score
HOLGang Radio Presents: R.A.N.T. | Episode Eleven | The Danish Gambit
Cash or Credit challenge...
- Thread starter TheHonorableOmarSharif
- Start date
If you had to choose RIGHT NOW, would you choose:
1) $800,000 USD
2) 810 Credit Score
HOLGang Radio Presents: R.A.N.T. | Episode Eleven | The Danish Gambit
800k easily
Once you hit around 740 it don't matter anyway cause you'll always have access to the lowest interest rates.
Once you hit around 740 it don't matter anyway cause you'll always have access to the lowest interest rates.
posterchild336
Superstar
thats a no brainer..use that cash to pay off any debts, and purchase some small properties for investments etc..your credit will hit that 800 mark if you had bad credit and you used cash to turn yourself around
nikka can this "challenge" be any easier? 
Gimme the loot
Gimme the loot
nikka can this "challenge" be any easier?
You'd be surprised...lol
:wtfnas:
Obviously the cash:nawnikka:
Obviously the cash:nawnikka:
We good on credit already. Give us the cash!
BaldingSoHard
Veteran
What's the catch? Is the $800k a tranny or something? I don't get the question.
itsyoung!!
Veteran
it doesnt take much $ to fix credit, just time and being responsible (for the most part), so if you had bad credit, more than likely you debt isnt crazy either (since being denied for everything) why wouldnt you take the $800k
majority of people could probably fix whatever credit issues they have for 2-10k even in extreme cases of 50-100k you'd still have $700k left after paying everything off this might be the dumbest thread ive seen in awhile
810, 740, all the same shyt as well once you hit into the 700's you get 0.9% interest rate anyway
newworldafro
DeeperThanRapBiggerThanHH
So was this suppose to be a question?
Cash. That specific amount of money is harder to obtain than good credit, plus that amount of cash can allow you to build good credit while that credit score won't necessarily allow you to earn that much money.
Give even a semi-financial literate goofball an extra $800k in their account, and within time they'd easily hit the 700s mark while still having a good portion of the cash left. Building your credit requires time and consistency. While statistically, most people can have all the time and consistently smart budgeting in the world and still not come close to touching $800k in their lifetime.
Give even a semi-financial literate goofball an extra $800k in their account, and within time they'd easily hit the 700s mark while still having a good portion of the cash left. Building your credit requires time and consistency. While statistically, most people can have all the time and consistently smart budgeting in the world and still not come close to touching $800k in their lifetime.
MAKE IT INTERESTING.
800K WITH NO CHANCE OF GETTING YOUR CREDIT SCORE ABOVE 500 EVER.
OR 810 CREDIT SCORE WITH A 45K A YEAR SALARY.
800K WITH NO CHANCE OF GETTING YOUR CREDIT SCORE ABOVE 500 EVER.
OR 810 CREDIT SCORE WITH A 45K A YEAR SALARY.