people say they prey on minority's but to be honest before I take out a loan I make sure to know what the rate is and/or extra policies.
saying it that would be bad for black people is like saying we can't read/stupid. I'm pretty sure the people know how much the interest rate is but it's fast money that is available right away in hand, that's what makes it so tempting.
The same rules apply in real life if you don't have the money then walk away, it's a simple as that. It's 2017 on the payday loan sites here, the rates are clearly stated if people still do it then that's on you.
Use your head and don't act emotionally but rationally and it shouldnt be a problem walking away from it.
It's the same thing like saying "oh I didnt know meth was that addicting" no breh you knew, it's 2017 even your grandma knows
I think it's funny people blaming those payday loan companies, making it seem like they went up to you and said "come on in my fine customer and here is some money, the rates don't matter"
It's you who walked in and you who signed and you who is to blame if you can't pay it back at those high interest rates