I'm a hood rich nikka I ain't never had shyt
just started a job 2 weeks ago paying me $700 every week I'm like



thank you God
So of course my down payment is gonna be low cuz like I said I ain't never had shyt
But I'm trying to celebrate my new job AND my birthday (June 2nd) with a new car. After all the trials & tribulations ive overcome in my life, I deserve it breh
But I'm all ears for more responsible, intelligent decisions that would ultimately leave me still shytting on nikkas
Look its clear you are just trying to get someone to agree with you and yes I been there. We all wants a nice car especially when we get our first decent job.
Just to put it down in numbers
A Camaro 2SS with that much mileage goes for around that much so its not that great of a deal but its not a terrible deal.
Using a basic car loan calculator
The price is 27K
There is going to be tax and dealer/registration fees that will bring it up to 31K
So with 3K down and 2.39% down your payments are looking like $451 a month for 72 months!
Thats 33K in total.
You do known you don't own the car when you finance until you make that final payment

You know you will still owe 16K in 3 years for a 2012 Camaro
I
t will be impossible to off load(because you owe a balance) and you will not get close to that amount when you try to sell
Theres a reason why the car dropped so significantly in price already
Even if you plan on keeping it for 6 years You are going to have nothing but headaches after 3-4 years.
A V8 that powerful nearing 100K miles is nothing but trouble and again you will still owe around 10K for it even after 4 years of payments!
The smart thing to do is get a perfectly affordable car where you have almost no or very little mostly payments.
Rushing into a car just because you want to stunt is the easiest way to fukk yourself up financially for the rest of your life.
If you do want to stunt Lease something. With 3K down and your willingness to pay 400+ a month you can get 90% of cars out there.
Yes you do not "own it" but its still the best way imo for a car that powerful
Again when you finance you do not own the car and you deal with all the maintenance!
A V8 daily drive like that is asking for nothing but problems
You seem young and dumb so its even a worse decision.
Too long Didn't read
You can't afford the car just because you can afford the payments :sure:
Get something affordable or lease
