28.00%APR, $1,164.19 a month - car payment

[Serious]

My nikka I can see a mofo paying 10% even 12% but 28%? For damn near 10 years? That shyt is illegal

nikka 10% is too much

 

[BigMoneyGrip]

Name a foreign car that you can lease for $800 with 707 horsepower

Fam think shyt is sweet it’s a reason why Dodge can’t keep Hellcats and scatpacks on their lots.. shyts selling like funnel cakes at six flags lmaoo

 

[Swirv]

I’ve come to the conclusion that many people will pay whatever the price is as long as someone is willing to lend them the money

 

[Floyd Pinkerton]

He's financing for 44k and the finance charge is 67k

Yuppp I was hoping someone peeped that shyt.

That's nearly as bad as a student loan

 

[BigMoneyGrip]

I guarantee almost every young nikka who you see in a decked out charger or challenger

this what they stuck his ass with or something similar

What you mean by decked out charger or challenger? Which trim? Because I can guarantee you it ain’t a Hellcat or scatpack.. 1. The insurance allow is going to kick them straight in the ass on a Hellcat 2. Gas is going to get them another swift kick..

They riding in the base model charger and challengers with the V6 and cheap trim..

 

[BigMoneyGrip]

Lives in NYC and owns 3 bikes.



Why are you paying a 100k for anything other than a property?!?????


I always laugh because plenty of millionaires walking and taking the bus/train why you weirdos want to pay your life for a car?!!!?


I’ll gladly be a “broke boy” and keep my stacks in the bank.

I live in NYC too and own 2 homes.. No flex but it’s plenty of New Yorkers who can afford to live here.

 

[BigMoneyGrip]

nikka 10% is too much

I agree but what’s worse 10% or 28%?

 

[Wink Beaufield]

Bad credit but got a good paying job. Aside from the military you got folk in tech and trades who'll do the same thing.

In IT it's the 22-24 year old cac pushing that brand new WRX STI, Golf R or a big ass pickup truck.

 

[Chrishaune]

90% of the public don’t have cash on hand to purchase a brand new car cash that’s why it’s leasing or finance options and dealers would rather you lease or finance than pay cash..they will fleece you more if you a cash buyer

Nah, you set your price and walk out if they don't want it. You'll find something else with your cash.
The point is strive to have cash like that.

 

[MikelArteta]

nikkas is doing this for clout. Ain't nobody really doing this shyt

Yup

This is why you never look at someone and get jealous of the big house or fancy car

 

[Rice N Beans]

Name a foreign car that you can lease for $800 with 707 horsepower

Why does the HP matter when it can't turn well?

Dude should have gotten a Corvette.

 

[Sonic Boom of the South]

Them #s don't even make sense
The # of payments must be Photoshoped

 

[ThrobbingHood]

You can’t spell Rape without apr.

 

[904]

The buy here, pay here lots have done rates similar to this all the time.

I never said the rate was fake, just the structure of the entire deal doesn't make sense

And secondary banks do rates like that through dealers all the time.. Santander, ACA, etc...

I don't even believe a buy here pay here would do that deal, that shyt bad for business

 

[Grand Cru Boo]

I live in NYC too and own 2 homes.. No flex but it’s plenty of New Yorkers who can afford to live here.

I own too solo so what you saying?!?!?!?


To be honest, there plenty of people who live here that are struggling to pay rent and that just a fact. That why you have 10 in a 1 bedroom in corona or 40 year olds living with they mother in Patterson while working full time for sanitation.
Home ownership here is low as fukk unless you have legacy ownership (people’s own it and have it to you), people bought in the 80/90’s or families put they money together to buy a home (that eventually becomes a revolving door for everyone that migrates here.