28.00%APR, $1,164.19 a month - car payment

Rekkapryde

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Used car financing is usually 36 months max. There's no way they not take and an L on this deal.

who lied to you? these jack in the box used car spots are a lick, esp to nikkaz.
90% of the public don’t have cash on hand to purchase a brand new car cash that’s why it’s leasing or finance options and dealers would rather you lease or finance than pay cash..they will fleece you more if you a cash buyer :mjlol:

Man fukk no. Straight :duck:

The longer a car sits on the lot, the more money they lose each day it sits. If you got the bread to pay outright (and most with the means to do so are not gonna get finessed) then you got the juice.
 

Wild self

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And German cars are better? The thousands and thousands of dollars it costs to fix an electrical issue? Or the transmission going into limp mode because of some computer program? Or the Turbos going out because of an oil screen? They use all sorts of plastic parts in their engine compartments.

That's why they tell you not to buy a used German car.

True, I never said that a used German car is a good thing :hubie:

Just buy a slightly used Japanese car that is no older than 3 years and under 30k from the dealership. Dont buy no 150k used car from a strange person.
 

jwall123

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111k he could put into stocks, bonds, gold, crypto. Anything but this. :snoop:

Brehs. If you ever find yourself paying exorbitant fees like this, please look into velocity banking. Afterwards, get into infinite banking. Yes, those are real terms that are quite practical to the normal breh.

Look it up. :ufdup:

Was just looking into velocity banking over the weekend to pay down a mortgage I am about to get. Have you used this strategy before to pay down anything (student loans, mortgage, etc.)? Dap given broski!
 

Arithmetic

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Even at 36 months that is atrocious :picard:

But at 96 months you may as well sign your life away :damn:
 

Sterling Archer

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As a Credit Analyst I'm calling:duck:no finance Manager would approve this.

Just so y'all know that shyt is fake..

No finance institution would take that kind of risk on someone with the kind of credit that warrants 28%...

Why would I give likely a 490 credit score a 40k vehicle for 96 months? I'd likely lose my money doing that and that's how a bank thinks..
This could be fake but I knew someone personally who financed a goddamn Honda Civic at over 20% interest.
:yeshrug:
 

Sterling Archer

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Name a foreign car that you can lease for $800 with 707 horsepower:sas2:
Who cares about horsepower? That’s not always gonna be the saving grace. Most people can’t even drive manuals. Their opinions on horsepower and performance are naught. If you don’t track it or go to the strip, you played yourself already.

To each his own but that 100hp doesn’t make up for build quality, superior materials and options. Especially when most people can’t or even know how to use half that much.
:yeshrug:
 

Ezekiel 25:17

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Who cares about horsepower? That’s not always gonna be the saving grace. Most people can’t even drive manuals. Their opinions on horsepower and performance are naught. If you don’t track it or go to the strip, you played yourself already.

To each his own but that 100hp doesn’t make up for build quality, superior materials and options. Especially when most people can’t or even know how to use half that much.
:yeshrug:

Have you ever owned and drove one before
 

Sterling Archer

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What problems has your cousin had? Did he keep up with the maintenance?
No major problems thus far other than his starter going out. It was covered under the bumper to bumper warranty though so no issue getting that taken care of. Nothing else out ordinary maintenance.
 

Htrb-nvr-blk-&-ug-as-evr

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shyt I pay around 1300 a month for wifeys gls...but thats cause of the car not the interest :pachaha:

:francis:German garbage ain’t that much better, bruh...they depreciate as bad as the FCA products y’all joking about. Look up the GLS new vs used....new 2020 is $90k. One or two year old used one is like $46k with 30k miles (probably off lease)....that’s damn near half it’s value in a YEAR!
 
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