I can't be too critical cause I went to school for sociology and now I'm a photographer so to a degree I did waste time and money. But, I only owe like 14k, I could pay off my debt NOW if I felt like it but I'm letting my investments take off before I do that. People just need to stop acting like 100k loans are something that's manageable for the average person. They don't put it into perspective their loan alone is more money than the average salary of almost every person in this country 2-5x even if you were a doctor or lawyer you get into a bad accident and can't work you'll be automatically fukked having to pay like 500-1000 a month on that with interest. Like I really appreciate the fact even tho I fukked up going to school it won't kill me.